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114 Ludeka Pl, Elgin, IL 60123 Property Records

Kane County property record for 114 Ludeka Pl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,116 sqft · built 1880
Lot Size0.123 acres (5,346 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jan 2022)
Tax Bill$4,188 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-14-259-002

Property Details

APN / Parcel Number

Primary APN06-14-259-002

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,116 sqft Living Area
Gross Area1,640 sqft
Basement Area524 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area5,346 sqft (0.123 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address114 LUDEKA PL
CityELGIN
StateIL
Zip60123-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW C KIMBALLS PLAT OF WEST ELGIN NORTH 1/2 LOT 7 & SOUTH 7.5 FT LOT 8 BLOCK 27
Legal SubdivisionWEST ELGIN NORTH
Legal Block27
Legal Lot Number7,8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3038
Census Tract854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 LUDEKA PL, ELGIN, IL 60123-5436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 31, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Document Number20221559
Transfer Doc0000019703
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 10, 2022
Property Address114 LUDEKA PL, ELGIN, IL 60123-5436
Document Number0000001559
Instrument DateDec 9, 2021
Instrument2022K001559
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address615 GRACE ST, 615, ELGIN, IL 60120-8311

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 LUDEKA PL, ELGIN, IL 60123-5436

Mortgage

Document Number0000001560
DateJan 10, 2022
Instrument2022K001560
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 31, 2018
Property Address114 LUDEKA PL, ELGIN, IL 60123-5436
Document Number0000025155
Instrument DateMay 18, 2018
Instrument25155
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$118.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 GRACE ST ELGIN IL 601208311, ELGIN, IL 60120-8311

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,188.00 (+15.95%)$54,906 (+8.57%) Land $10,791 Building $44,115$164,784 (+8.57%) Land $32,386 Building $132,398
2024$50,572 (+21.4%) Land $9,939 Building $40,633$151,777 (+21.44%) Land $29,829 Building $121,948
2022$3,612.00 (+3.97%)$41,659 (+6.96%) Land $8,187 Building $33,472$124,977 (+6.96%) Land $24,561 Building $100,416
2021$3,474.00$38,948 Land $7,654 Building $31,294$116,844 Land $22,962 Building $93,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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