114 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 114 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,227 sqft · built 2003
Lot Size	0.008 acres (347 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2023)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-073020`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-073020`
Alternative APNs	`122526999967073020` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	347 sqft (0.008 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	114 LUCAYA LOOP, 7302
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 50 & CONDO BK 13 PGS 1 THRU 10 OR 5169 PGS 1306 THRU 1397 & OR 5282 PGS 1310 THRU 1317 PHASE SEVEN UNIT 7302 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Tract	999967
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

114 Lucaya Loop is owned by two individuals who bought it in July 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 JACKIE PL, CONCEPTION BAY SOUTH, NL A1X 2
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENBOX LOANS INC
Jun 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	2023171267
Deed Book / Page	12773 / 2230
Prior Transfer Date	Feb 1, 2013
Prior Transfer Doc	0088940423
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	114 LUCAYA LOOP, DAVENPORT, FL 33897
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 JACKIE PL, LABRADOR XX

Mortgage

Document Number	0000171268
Date	Jul 24, 2023
Book Page	12773/2236
Instrument	2023171268

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 5, 2020
Property Address	114 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0112560660
Book / Page	011256 / 000660
Instrument Date	Jun 2, 2020
Instrument	112292
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$854.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9200 MOSONMAGYAROVAR

Tax Assessment & Valuation

The 2025 property tax bill for 114 Lucaya Loop was $2,404.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,500 (-12.1%) Land $100 Building $163,400	$163,500 (-12.1%) Land $100 Building $163,400
2025	$2,404.00	$186,000 Land $100 Building $185,900	$186,000 Land $100 Building $185,900
2023	$2,124.00 (+11.26%)	$202,500 (+16.38%) Land $100 Building $202,400	$202,500 (+16.38%) Land $100 Building $202,400
2022	$1,909.00	$174,000 Land $100 Building $173,900	$174,000 Land $100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Lucaya Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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