Watauga County property record for 114 Locust Ridge Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,924 sqft · built 1972 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Oct 2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-27-5071-000 |
| Primary APN | 1950-27-5071-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Wood Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Patio Area | 748 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1868399 |
|---|---|
| Street Address | 114 LOCUST RIDGE RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 417 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 921000 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6815 BISCAYNE BLVD, 103, MIAMI, FL 33138-6292 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HIGHLANDS UNION BANK |
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Dec 1, 2015 · Amount on Record |
| Deed Document Number | 2025754492 |
| Deed Book / Page | 2455 / 629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 114 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Document Number | 0024550629 |
| Book / Page | 2455 / 629 |
| Map Reference | MB 5 PG 210 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 754492 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8810 HIGH RIDGE LN, CONCORD, NC 28027-7546 |
| Name | Verified Name |
|---|---|
| Address | 6815 BISCAYNE BLVD # 103-14, 103, MIAMI, FL 33138-6292 |
| Document Number | 0000754493 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 754493 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 114 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019040699 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 1904/0699 |
| Instrument | 655709 |
| Name | HIGHLANDS UNION BANK |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 17, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 4, 2021 |
| Property Address | 114 LOCUST RIDGE RD, BEECH MOUNTAIN, NC 28604-8124 |
| Document Number | 0021880172 |
| Book / Page | 2188 / 172 |
| Map Reference | MB 5 PG 210 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 705848 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 BEECH MOUNTAIN PKWY, 1103, BEECH MOUNTAIN, NC 28604-8614 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8810 HIGH RIDGE LN, CONCORD, NC 28027-7546 |
| Document Number | 0000705849 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 705849 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $486,500 (+3.89%) Land $17,500 Building $469,000 | |
| 2025 | $468,300 (-) Land $17,500 Building $450,800 | |
| 2024 | $468,300 (-) Land $17,500 Building $450,800 | $468,300 Land $17,500 Building $450,800 |
| 2023 | $468,300 Land $17,500 Building $450,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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