114 Lisbon Ct, Islamorada, FL 33036 Property Records

Monroe County property record for 114 Lisbon Ct, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,375 sqft · built 1990
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (May 2011)
Tax Bill	$14,536 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00394489-004000`

Property Details

APN / Parcel Number

Primary APN	`00394489-004000`
Alternative APNs	`21643600394489004000` `1485811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,375 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,135 sqft
Attic	Attic
Attic Area	646 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,440 sqft
Patio Area	2,294 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1485811
Street Address	114 LISBON CT
City	ISLAMORADA
State	FL
Zip	33036-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	LT 237 PORT ANTIGUA PLAT NO 5-6 PB6-25 OR567-776 OR800-1818 OR821-577 OR841-369 OR1069-2455 OR1889-940 OR2042-1764/65 OR2088-1151/52 OR2126-173/74 OR2266-1836/38 OR2516-335/36
Legal Range	36E
Legal Township	64S
Legal Section	21
Legal Subdivision	PORT ANTIGUA PLAT NO 5 & 6
Legal Lot Number	237
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1054
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8790 SW 76TH ST, MIAMI, FL 33173-3502
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2011 · Amount on Record
Deed Sale	May 5, 2011 · Amount on Record
Prior Sale	Jan 19, 2007 · Amount on Record
Deed Document Number	20111834552
Deed Book / Page	2516 / 335
Prior Transfer Date	Feb 3, 2005
Prior Transfer Doc	0020881151
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	114 LISBON CT, ISLAMORADA, FL 33036-4127
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030701870
Date	Jan 22, 2021
Book Page	3070/1870
Instrument	2300648

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,938,749 (+9.06%) Land $1,440,000 Building $498,749	$1,938,749 (+9.06%) Land $1,440,000 Building $498,749
2024	$14,536.00 (+6.64%)
2023	$13,631.00 (+12.75%)	$1,777,615 (+23.72%) Land $1,275,000 Building $502,615	$1,777,615 (+23.72%) Land $1,275,000 Building $502,615
2022	$12,090.00	$1,436,826 Land $975,000 Building $461,826	$1,436,826 Land $975,000 Building $461,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20