114 Lawrence St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 114 Lawrence St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,410 sqft · built 1986
Lot Size	6.76 acres (294,753 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2019)
Tax Bill	$9,238 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0002 B:0003 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0002 B:0003 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
Gross Area	5,980 sqft
1st Floor Area	1,120 sqft
Basement Area	1,224 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	294,753 sqft (6.76 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	114 LAWRENCE ST
City	PEPPERELL
State	MA
Zip	01463-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	3
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2002
Census Tract	327101

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	114 LAWRENCE ST, PEPPERELL, MA 01463-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Sep 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jun 18, 1999 · Amount on Record
Deed Document Number	2019144183
Deed Book / Page	73321 / 410
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	73321-410
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	114 LAWRENCE ST, PEPPERELL, MA 01463-1005
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077936-117
Date	Jun 4, 2021
Book Page	77936/117
Instrument	126538

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 23, 2019
Property Address	114 LAWRENCE ST, PEPPERELL, MA 01463-1005
Document Number	73321-410
Book / Page	73321 / 410
Instrument Date	Sep 18, 2019
Instrument	144183
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 CHRISTIAN ST, LOWELL, MA 01850-1715

Mortgage

Document Number	144184
Date	Sep 23, 2019
Instrument	144184

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,238.00 (-0.69%)	$670,400 (+5.44%) Land $161,100 Building $509,300	$543,210 (-)
2025	$9,302.00 (+9.04%)	$635,800 (+6.95%) Land $160,200 Building $475,600	$543,210 (-10.15%)
2024	$8,531.00 (+3.03%)	$594,500 (+8.7%) Land $145,000 Building $449,500	$604,580
2023	$8,280.00	$546,900 Land $123,400 Building $423,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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