Hampden County and Springfield City property record for 114 Lakeside St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,422 sqft · built 1920 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07450 P:0018 |
| Primary APN | SPRI S:07450 P:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Lot Area | 13,329 sqft (0.306 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 74500018 |
|---|---|
| Street Address | 114 LAKESIDE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 801700 |
Source: Hampden County and Springfield City records · APN SPRI S:07450 P:0018
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 LAKESIDE ST, SPRINGFIELD, MA 01109-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION |
| Dec 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 114 LAKESIDE ST, SPRINGFIELD, MA 01109-2640 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024686-493 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 24686/493 |
| Instrument | 49951 |
| Name | ARRHA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 114 LAKESIDE ST, SPRINGFIELD, MA 01109-2640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23581-506 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 23581/506 |
| Instrument | 73475 |
| Name | ARRHA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 114 LAKESIDE ST, SPRINGFIELD, MA 01109-2640 |
| Document Number | 22415-571 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 114 LAKESIDE ST SPRINGFIELD MA 011092640, SPRINGFIELD, MA 01109-2640 |
| Document Number | 22415-571 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 022415/000571 |
| Instrument | 63724 |
| Name | ARRHA CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2038 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+19.89%) | $263,300 (+30.35%) Land $42,800 Building $220,500 | $379,905 (+2.62%) |
| 2024 | $370,215 | ||
| 2023 | $3,444.00 | $202,000 Land $32,500 Building $169,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: GoNetspeed, T-Mobile USA, Verizon.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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