114 Lagoon Ln, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 114 Lagoon Ln, Atlantic Beach, NC 28512

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,148 sqft · built 1984
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2025)
Tax Bill	$910 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`6355.15.53.0863000`

Property Details

APN / Parcel Number

Primary APN	`6355.15.53.0863000`
Alternative APNs	`75905` `33252`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
Gross Area	1,320 sqft
1st Floor Area	1,148 sqft
Utility Area	64 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,481 sqft (0.034 acres)
Porch	Slab
Porch Area	108 sqft
Utility Building	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	33252
Street Address	114 LAGOON LN
City	ATLANTIC BEACH
State	NC
Zip	28512-6305
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U114 MCGINNIS/CURRITUCK
Legal Subdivision	MCGINNES POINT CURRITUCK
Legal Block	53
Legal Unit	114M
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2009
Census Tract	971003

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2817 FALLS RIVER AVE, RALEIGH, NC 27614-7419
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	20251869276
Deed Book / Page	1869 / 276
Prior Transfer Date	Dec 4, 2012
Prior Transfer Doc	0014290247
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 23, 2025
Property Address	114 LAGOON LN, ATLANTIC BEACH, NC 28512-6305
Document Number	0018690276
Book / Page	1869 / 276
Map Reference	MB 10-G PG 35
Instrument Date	Oct 20, 2025
Instrument	1869276
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 LAGOON LN, PINE KNOLL SHORES, NC 28512-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 FALLS RIVER AVE, RALEIGH, NC 27614-7419

Mortgage

Document Number	0001869277
Date	Oct 23, 2025
Instrument	1869/277

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,038 (-) Building $361,038	$361,038 (-) Building $361,038
2025	$910.00 (+28.53%)	$361,038 (+71.92%) Building $361,038	$361,038 (+71.92%) Building $361,038
2023		$210,000 Building $210,000	$210,000 Building $210,000
2022	$708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20