114 Ladino Ln, Pendleton, IN 46064 Property Records

Madison County property record for 114 Ladino Ln, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,258 sqft · built 1978
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-0118-1-014`

Property Details

APN / Parcel Number

Primary APN	`05-0118-1-014`
Alternative APNs	`48-14-13-200-099.000-012` `00001209594`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft
Upper Floors Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,219 sqft
Parking Spaces	4 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001209594
Street Address	114 LADINO LN
City	PENDLETON
State	IN
Zip	46064-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARRA MEADOWS 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	MARRA MDWS ADD
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2003
Census Tract	11502

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 LADINO LN, PENDLETON, IN 46064-9183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Deed Document Number	20266644
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 6, 2026
Property Address	114 LADINO LN, PENDLETON, IN 46064-9183
Document Number	0000006644
Instrument Date	May 1, 2026
Instrument	2026.6644
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LADINO LN, PENDLETON, IN 46064-9183

Mortgage

Document Number	0000006645,
Date	May 6, 2026
Instrument	2026..6645

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 6, 2026
Property Address	114 LADINO LN, PENDLETON, IN 46064-9183
Document Number	2026R06644
Instrument Date	May 1, 2026
Instrument	20266644
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LADINO LN, PENDLETON, IN 46064-9183

Mortgage

Document Number	0000006645,
Date	May 6, 2026
Instrument	20266645

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	114 LADINO LN, PENDLETON, IN 46064-9183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R10469
Date	Aug 8, 2018
Instrument	2018R10469

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	114 LADINO LN, PENDLETON, IN 46064-9183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R19678
Date	Dec 17, 2020
Instrument	2020R19678

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (+114.43%) Homeowner's exemption	$269,300 (+13.77%) Land $23,600 Building $245,700	$269,300 (+13.77%) Land $23,600 Building $245,700
2024	$2,404.00 (+3.18%)
2023		$236,700 (+5.11%) Land $22,500 Building $214,200	$236,700 (+5.11%) Land $22,500 Building $214,200
2022	$2,330.00 Homeowner's exemption	$225,200 Land $21,300 Building $203,900	$225,200 Land $21,300 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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