Washington County property record for 114 Kevins Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,388 sqft · built 1992 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $330,000 (May 2007) |
| Tax Bill | $2,634 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-028229 |
| Primary APN | 07-028229 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,388 sqft Total Area |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Utility Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Built-in |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 028229 |
|---|---|
| Street Address | 114 KEVINS CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 100 SEC G 0.25AC 114 KEVIN'S COURT WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 100 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
114 Kevins Ct is owner-occupied and held in a trust since September 2022.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Unknown MIDDLETOWN VALLEY BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on File |
| Deed Sale | May 31, 2007 · Amount on File |
| Prior Sale | Jun 10, 1999 · Amount on File |
| Deed Document Number | 2007215877 |
| Deed Book / Page | 3302 / 527 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0071030301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
| Document Number | 0072510309 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 7251/309 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0063540266 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 6354/266 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 12, 2022 |
| Property Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
| Document Number | 0071030301 |
| Book / Page | 7103 / 301 |
| Map Reference | FO 3449 |
| Instrument Date | Sep 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 114 KEVINS CT, SMITHSBURG, MD 21783-2016 |
The 2026 property tax bill for 114 Kevins Ct was $2,634 with a homeowner's exemption, up 5.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,634.00 (+5.66%) Homeowner's exemption | $315,967 (+9.89%) | $344,400 (-) Land $65,400 Building $279,000 |
| 2025 | $2,493.00 (+5.64%) Homeowner's exemption | $287,533 | $344,400 Land $65,400 Building $279,000 |
| 2024 | $2,360.00 (+5.26%) | ||
| 2023 | $2,242.00 | $245,100 | $259,100 Land $65,400 Building $193,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Kevins Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Kevins Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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