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114 Jace Way, Winter Haven, FL 33881 Property Records

Polk County property record for 114 Jace Way, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,696 sqft · built 2021
Lot Size0.138 acres (6,003 sqft)
OwnerIndividual Name on Record
Last Sale$296,490 (Aug 2021)
Tax Bill$5,887 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-07-528103-000660

Property Details

APN / Parcel Number

Primary APN26-28-07-528103-000660
Alternative APNs
  • 072826528103000660
  • 72826000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area3,136 sqft
1st Floor Area1,128 sqft
Upper Floors Area1,568 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,003 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address114 JACE WAY
CityWINTER HAVEN
StateFL
Zip33881-5530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACE LANDING PB 178 PGS 47-48 LOT 66
Legal Range26E
Legal Township28S
Legal Section07
Legal SubdivisionJACE LANDING
Legal Block3
Legal Lot Number66
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3005
Census Tract13500

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 JACE WAY, WINTER HAVEN, FL 33881-5530
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 18, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 2, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Deed Document Number2021200551
Deed Book / Page11830 / 398
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address114 JACE WAY, WINTER HAVEN, FL 33881-5530
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 JACE WAY, WINTER HAVEN, FL 33881-5530

Mortgage

Document Number0000041114
DateFeb 21, 2024
Book Page13014/402
Instrument2024041114
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueAug 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address114 JACE WAY, WINTER HAVEN, FL 33881-5530
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 JACE WAY, WINTER HAVEN, FL 33881-5530

Mortgage

Document Number0000013077
DateJan 18, 2023
Book Page12554/420
Instrument2023013077
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 26, 2051

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 2, 2021
Property Address114 JACE WAY, WINTER HAVEN, FL 33881-5530
Document Number0000200551
Book / Page11830 / 398
Map ReferenceMB 178 PG 47&48
Instrument DateJul 28, 2021
Instrument2021200551
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,075.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 JACE WAY, WINTER HAVEN, FL 33881-5530

Mortgage

Document Number0011830399
DateAug 2, 2021
Instrument11830/399
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,887.00 (-5.43%)$309,493 (-4.26%) Land $48,000 Building $261,493$309,493 (-4.26%) Land $48,000 Building $261,493
2023$6,225.00 (+55.24%)$323,268 (+29.72%) Land $46,000 Building $277,268$323,268 (+29.72%) Land $46,000 Building $277,268
2022$4,010.00$249,210 Land $46,000 Building $203,210$249,210 Land $46,000 Building $203,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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