114 Independence Ct N, Champlin, MN 55316 Property Records

Hennepin County property record for 114 Independence Ct N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2018)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-22-0079`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-22-0079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,158 sqft
2nd Floor Area	652 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	128 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft
Deck Area	246 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	114 INDEPENDENCE CT N
City	CHAMPLIN
State	MN
Zip	55316-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 A BELBOHA 2ND ADDN 80 X 128.7
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	22
Legal Subdivision	BELBOHA 2ND ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3005
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 INDEPENDENCE CT N, CHAMPLIN, MN 55316-1941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Oct 8, 2008 · Amount on Record
Deed Document Number	201810593500
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0000872842
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	114 INDEPENDENCE CT N, CHAMPLIN, MN 55316-1941
Document Number	0010736521
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 INDEPENDENCE CT N CHAMPLIN MN 553161941, CHAMPLIN, MN 55316-1941

Mortgage

Document Number	0010736521
Date	Dec 16, 2019
Instrument	10736521

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 18, 2018
Property Address	114 INDEPENDENCE CT N, CHAMPLIN, MN 55316-1941
Document Number	0A10593500
Instrument Date	Sep 12, 2018
Instrument	A10593500
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 INDEPENDENCE CT N, CHAMPLIN, MN 55316-1941

Mortgage

Document Number	0A10593501
Date	Sep 18, 2018
Instrument	A10593501

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+16.94%)	$370,600 (+9.32%) Land $92,400 Building $278,200	$370,600 (+9.32%) Land $92,400 Building $278,200
2023	$3,773.00 Homeowner's exemption
2022		$339,000 Land $86,000 Building $253,000	$339,000 Land $86,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

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