114 Hubbell St, Duluth, MN 55803 Property Records

St. Louis County property record for 114 Hubbell St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 740 sqft · built 1927
Lot Size	0.129 acres (5,659 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Oct 2022)
Tax Bill	$2,508 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-2020-00150`

Property Details

APN / Parcel Number

Primary APN	`010-2020-00150`
Alternative APNs	`1108339` `1138575`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	740 sqft Gross Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	5,659 sqft (0.129 acres)
Garage Area	408 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	104 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1138575
Street Address	114 HUBBELL ST
City	DULUTH
State	MN
Zip	55803-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 2, EXCEPT THAT PART DESCRIBEDAS FOLLOWS: BEGINNING AT THE NORTHWESTCORNER OF SAID LOT 4; THENCE EASTERLY
Legal Subdivision	GROVE HILL PARK DULUTH
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	100

Owner

114 Hubbell St is owned and occupied by an individual who bought it in October 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER LENDING ALLIANCE
Apr 5, 2021	Intrafamily Transfer, Transfer
Jun 24, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 24, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	20221062397
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0001038777
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2022
Property Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Document Number	0001062397
Instrument Date	Sep 8, 2022
Instrument	1062397
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HUBBELL ST, DULUTH, MN 55803-1528

Mortgage

Document Number	0001062398
Date	Oct 13, 2022
Instrument	1062398

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 4, 2021
Property Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Document Number	0001040184
Instrument Date	Apr 28, 2021
Instrument	1040184
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 HUBBELL ST, DULUTH, MN 55803-1528

Mortgage

Document Number	0001040185
Date	May 4, 2021
Instrument	1040185

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 5, 2021
Property Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Document Number	0001038777
Instrument Date	Mar 18, 2021
Instrument	1038777
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HUBBELL ST, DULUTH, MN 55803-1528

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2020
Property Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Document Number	00T1024973
Instrument Date	May 26, 2020
Instrument	T1024973
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5498 W ISLAND LAKE RD DULUTH MN 558038405, DULUTH, MN 55803-8405

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2020
Property Address	114 HUBBELL ST, DULUTH, MN 55803-1528
Document Number	00T1024972
Instrument Date	May 26, 2020
Instrument	T1024972
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HUBBELL ST DULUTH MN 558031528, DULUTH, MN 55803-1528

Tax Assessment & Valuation

The 2026 property tax bill for 114 Hubbell St was $2,508 with a homeowner's exemption, up 18.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,508.00 (+18.08%) Homeowner's exemption
2025	$2,124.00 (-11.28%) Homeowner's exemption	$219,700 (+21.52%) Land $24,000 Building $195,700	$219,700 (+21.52%) Land $24,000 Building $195,700
2024	$2,394.00	$180,800 Land $25,000 Building $155,800	$180,800 Land $25,000 Building $155,800
2022		$152,800 Land $29,100 Building $123,700	$152,800 Land $29,100 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Hubbell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Hubbell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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