114 Hillcrest Ter, Stuart, FL 34996 Property Records

Martin County property record for 114 Hillcrest Ter, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,860 sqft · built 1994
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$1,230,000 (Jun 2021)
Tax Bill	$18,225 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-014-000-0023.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-014-000-0023.0-8-0000`
Alternative APNs	`01-38-41-014-000-00230-8` `138410140000023080000` `17870`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,866 sqft Living Area
Gross Area	4,617 sqft
1st Floor Area	2,856 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	20,168 sqft (0.463 acres)
Garage Type	Attached
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	633 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17870
Street Address	114 HILLCREST TER
City	STUART
State	FL
Zip	34996-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HILLCREST LOT 23
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	HILLCREST
Legal Block	1
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1032
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 HILLCREST TER, STUART, FL 34996-6729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC
Jun 13, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	20212893642
Deed Book / Page	3230 / 2150
Transfer Doc	1562000975
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	May 26, 2026
Property Address	114 HILLCREST TER, STUART, FL 34996-6729
Document Number	0003187724
Book / Page	3568 / 2681
Instrument Date	May 1, 2026
Instrument	20263187724
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HILLCREST TER, STUART, FL 34996-6729

Mortgage

Document Number	0003187724,
Date	May 26, 2026
Book Page	3568/2681
Instrument	20263187724

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 7, 2021
Property Address	114 HILLCREST TER, STUART, FL 34996-6729
Document Number	0032302150
Book / Page	3230 / 2150
Map Reference	MB 10 PG 39
Instrument Date	Jun 1, 2021
Instrument	2893642
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 OLD MEADOW WAY, PALM BEACH GARDENS, FL 33418-3752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HILLCREST TER, STUART, FL 34996-6729

Mortgage

Document Number	0032302153
Date	Jun 7, 2021
Instrument	3230/2153

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 13, 2018
Property Address	114 HILLCREST TER, SEWALLS POINT, FL 34996-6729
Document Number	0029981521
Book / Page	002998 / 001521
Instrument Date	Jun 7, 2018
Instrument	2700023
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 HILLCREST TER STUART FL 349966729, STUART, FL 34996-6729

Mortgage

Document Number	29981522
Date	Jun 13, 2018
Book Page	002998/001522
Instrument	2700024

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,225.00 (-0.71%) Homeowner's exemption	$1,178,733 (+5.99%)	$1,372,110 (+5.38%) Land $440,000 Building $932,110
2024	$18,355.00 (+1.82%)
2023	$18,027.00 (+3.12%) Additional exemption filed	$1,112,150 (+3%)	$1,302,110 (+19.63%) Land $350,000 Building $952,110
2022	$17,482.00 Homeowner's exemption	$1,079,758	$1,088,430 Land $320,000 Building $768,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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