Sumter County property record for 114 Henderson St, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,839 sqft · built 1953 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $95,000 (Jun 2010) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-11-01-028 |
| Primary APN | 205-11-01-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Living Area |
| 1st Floor Area | 1,839 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 200 ft deep x 157 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27419 |
|---|---|
| Old Parcel Number | 205 11 01 028 |
| Street Address | 114 HENDERSON ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 39 & 56 PB96-196 0.71AC PB88-1140 |
| Legal Subdivision | MAHON |
| Legal Lot Number | 39,56 56 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 902 |
The current owner of 114 Henderson St acquired it in October 2012.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 114 HENDERSON ST, SUMTER, SC 29150-3712 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 1, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2010 · Amount on File |
| Deed Sale | Jun 17, 2010 · Amount on File |
| Prior Sale | Jun 17, 2010 · Amount on File |
| Deed Document Number | 0011403149 |
| Deed Book / Page | 001140 / 003149 |
| Last Transfer Date | Oct 26, 2012 |
| Transfer Doc | 0011782122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 114 HENDERSON ST, SUMTER, SC 29150-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 HENDERSON ST, SUMTER, SC 29150-3712 |
| Document Number | 0013212293 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 1321/2293 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 114 HENDERSON ST, SUMTER, SC 29150-3712 |
| Document Number | 0012624567 |
| Instrument Date | Dec 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 114 HENDERSON ST SUMTER SC 291503712, SUMTER, SC 29150-3712 |
| Document Number | 0012624567 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 001262/004567 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Rate | 4% |
|---|
The 2025 property tax bill for 114 Henderson St was $889.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 | $4,450 Land $1,840 Building $2,610 | $111,164 Land $46,000 Building $65,164 |
| 2023 | $4,450 (-) Land $1,840 Building $2,610 | $111,164 (-) Land $46,000 Building $65,164 | |
| 2022 | $844.00 | $4,450 Land $1,840 Building $2,610 | $111,164 Land $46,000 Building $65,164 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Henderson St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1989–2023) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Henderson St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures