Rockland County and Ramapo Town property record for 114 Hempstead Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,112 sqft · built 1971 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Mar 2018) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 42.18-3-6 |
| Primary APN | 392689 42.18-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 134 ft deep x 185 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00436800000 |
|---|---|
| Old Parcel Number | 268904201800030060000000 |
| Street Address | 114 HEMPSTEAD RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | LOT:6.000 BLK:3 SEC:42.18 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | REVISED PLOT MTN VIEW ACRES FI |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11511 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Mar 15, 2018 | Grant Deed, Transfer · Conventional with PMI FM HM LOANS |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL STACK FUND 2 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Prior Sale | Jul 19, 2016 · Amount on Record |
| Deed Document Number | 0020187605 |
| Deed Book / Page | 2018 / 7605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000020370 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023-00020370 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022691 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-00022691 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 7, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033214 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-00033214 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033215 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-00033215 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 15, 2018 |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Document Number | 0000007605 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 7605 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | LAND TRACK TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 ROUTE 45 #116 POMONA NY 109703529, 116, POMONA, NY 10970-3529 |
| Document Number | 7606 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 7606 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 114 HEMPSTEAD RD, SPRING VALLEY, NY 10977-2221 |
| Document Number | 0000025817 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | LAND TRACK TITLE |
| Name | Verified Name |
|---|---|
| Address | 37 DR FRANK RD SPRING VALLEY NY 109772520, SPRING VALLEY, NY 10977-2520 |
| Document Number | 0000025817 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 25817 |
| Name | CAPITAL STACK FUND 2 LLC |
|---|---|
| Address | ORADELL, NJ 07649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $54,800 (-) Land $14,200 Building $40,600 | $706,186 (+1,188.66%) Land $182,990 Building $523,196 |
| 2023 | $54,800 Land $14,200 Building $40,600 | $54,800 Land $14,200 Building $40,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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