Kane County property record for 114 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 1905 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (May 2023) |
| Tax Bill | $6,025 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-162-012 |
| Primary APN | 06-14-162-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,211 sqft |
| Basement Area | 815 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 114 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREIGHTON PARK ADDN LOT 7 BLOCK 4 |
| Legal Subdivision | CREIGHTON PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-162-012
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1428 KNOTTY PINE DR, ELGIN, IL 60123-8843 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL |
| Apr 12, 2021 | Special Warranty Deed, Transfer · Commercial Mortgage RIVERBEND FUNDIGN LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 202317357 |
| Prior Transfer Date | Aug 27, 2013 |
| Prior Transfer Doc | 0000065448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 31, 2023 |
| Property Address | 114 HAMILTON AVE, ELGIN, IL 60123-5308 |
| Document Number | 0000017357 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023K017357 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 SOUTH AVE, AURORA, IL 60505-4721 |
| Name | Verified Name |
|---|---|
| Address | 1428 KNOTTY PINE DR, ELGIN, IL 60123-8843 |
| Document Number | 0000017358 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023K017358 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 114 HAMILTON AVE, ELGIN, IL 60123-5308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000088197 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021K088197 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 08, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 12, 2021 |
| Property Address | 114 HAMILTON AVE, ELGIN, IL 60123-5308 |
| Document Number | 0000028089 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021K028089 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 SOUTH AVE, AURORA, IL 60505-4721 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028090 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021K028090 |
| Name | RIVERBEND FUNDIGN LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,025.00 (+5.3%) | ||
| 2024 | $80,120 (+21.39%) Land $17,392 Building $62,728 | $240,456 (+21.44%) Land $52,197 Building $188,259 | |
| 2022 | $5,722.00 (+15.15%) | $66,000 (+6.96%) Land $14,327 Building $51,673 | $198,000 (+6.96%) Land $42,981 Building $155,019 |
| 2021 | $4,969.00 Homeowner's exemption | $61,706 Land $13,395 Building $48,311 | $185,118 Land $40,185 Building $144,933 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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