114 Golf Cir, Opp, AL 36467 Property Records

Covington County property record for 114 Golf Cir, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,814 sqft · built 1975
Lot Size	2.22 acres (97,044 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2023)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-2-002-001.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-2-002-001.000`
Alternative APNs	`11082720020010000` `1108272002001000` `23384310`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,814 sqft Living Area
1st Floor Area	2,607 sqft
Upper Floors Area	1,551 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	97,044 sqft (2.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23384310
Street Address	114 GOLF CIR
City	OPP
State	AL
Zip	36467-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/12600 JSD 7/15/19 LOT 5 BK A BECKINRIDGE SUB S27 T4 R18
Legal Range	18
Legal Township	04
Legal Section	27
Legal Subdivision	BECKINRIDGE
Legal Lot Number	5
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3021
Census Tract	962400

Owner

114 Golf Cir is owned and occupied by an individual who bought it in March 2023.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	114 GOLF CIR, OPP, AL 36467-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Jul 18, 2019	Survivorship Deed, Transfer · Conventional Mortgage ALL IN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Jul 18, 2019 · Amount on File
Deed Book / Page	2023 / 5498
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	114 GOLF CIR, OPP, AL 36467-1812
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/5109
Date	Mar 5, 2021
Book Page	2021/5109

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COVINGTON AL
Recording Date	Jul 18, 2019
Property Address	114 GOLF CIR, OPP, AL 36467-1812
Document Number	2019/12600
Book / Page	2019 / 12600
Map Reference	MB 4 PG 102
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 GOLF CORDX, ORRVILLE, AL 36767

Mortgage

Document Number	0201912603
Date	Jul 18, 2019
Instrument	2019/12603

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 114 Golf Cir was $1,502 with a homeowner's exemption, up 17.2% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+17.16%) Homeowner's exemption	$79,404 (+132.99%) Land $2,820 Building $76,584	$397,020 (+16.51%) Land $14,100 Building $382,920
2024	$1,282.00 (+16.76%) Homeowner's exemption	$34,080 (+16.1%) Land $1,420 Building $32,660	$340,760 (+16.09%) Land $14,100 Building $326,660
2023	$1,098.00 (+3.88%) Homeowner's exemption	$29,354 (+3.7%) Land $1,240 Building $28,114	$293,540 (+3.7%) Land $12,400 Building $281,140
2022	$1,057.00 Homeowner's exemption	$28,308 Land $1,150 Building $27,158	$283,080 Land $11,500 Building $271,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Golf Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Golf Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Golf Cir

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