114 Gerhard Rdg, North Augusta, SC 29860 Property Records

Aiken County property record for 114 Gerhard Rdg, North Augusta, SC 29860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,276 sqft · built 2011
Owner	Individual Name on File
Last Sale	$174,990 (Jan 2012)
Tax Bill	$835 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-16-03-006`

Property Details

APN / Parcel Number

Primary APN	`001-16-03-006`
Alternative APN	`R2025104991`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	2,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	441 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025104991
Street Address	114 GERHARD RDG
City	NORTH AUGUSTA
State	SC
Zip	29860-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WANDO WOODLANDS PHASE 2-A LOT 13 BLOCK E
Legal Subdivision	WANDO WOODLANDS PHASE 2-A
Legal Phase	2-A
Legal Block	E
Legal Lot Number	13
Jurisdiction	AIKEN SC
Township / Civil Division	NORTH AUGUSTA
Census Block Group	1
Census Block	1026
Census Tract	20500

Owner

114 Gerhard Rdg is owned and occupied by an individual who bought it in January 2012.

Source: Aiken County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	114 GERHARD RDG, NORTH AUGUSTA, SC 29860-8203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit SRP FEDERAL CREDIT UNION
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2012 · Amount on File
Deed Sale	Jan 6, 2012 · Amount on File
Prior Sale	Sep 29, 2011 · Amount on File
Deed Document Number	2012356
Deed Book / Page	4387 / 1196
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Recording Date	Aug 3, 2026
Property Address	114 GERHARD RDG, NORTH AUGUSTA, SC 29860-8203
Document Number	0000020226
Book / Page	5340 / 2211
Instrument Date	Jul 17, 2026
Instrument	202620226
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GERHARD RDG, NORTH AUGUSTA, SC 29860-8203

Mortgage

Document Number	0000020226,
Date	Aug 3, 2026
Book Page	5340/2211
Instrument	202620226

Lender

Name	SRP FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	114 GERHARD RDG, NORTH AUGUSTA, SC 29860-8203
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04930/1005
Date	May 17, 2021
Book Page	4930/1005
Instrument	2021014387

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 114 Gerhard Rdg was $835.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	North Augusta City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00	$8,340	$208,410 Land $50,000 Building $158,410
2023	$836.00	$8,340 Land $2,000 Building $6,340	$208,410 Land $50,000 Building $158,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Gerhard Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Gerhard Rdg is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH AUGUSTA serves 26,125 people · EPA ID SC0210003
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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