114 Garden Ln, Cedar Bluff, VA 24609 Property Records

Tazewell County property record for 114 Garden Ln, Cedar Bluff, VA 24609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 1975
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Oct 2014)
Tax Bill	$8 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`106A105TR0011`

Property Details

APN / Parcel Number

Primary APN	`106A105TR0011`
Alternative APN	`23571`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,608 sqft
Basement Area	220 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23571
Street Address	114 GARDEN LN
City	CEDAR BLUFF
State	VA
Zip	24609-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF TRACT 11 ROYALL & LINDSEY SUB
Legal Subdivision	ROYALL & LINDSEY SUB
Legal Tract	11
Jurisdiction	TAZEWELL VA
Township / Civil Division	WESTERN
Census Block Group	4
Census Block	4007
Census Tract	21000

Owner

Source: Tazewell County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 GARDEN LN, CEDAR BLUFF, VA 24609-1179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	20143252
Deed Book / Page	2014 / 16340
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Recording Date	Jul 22, 2026
Property Address	114 GARDEN LN, CEDAR BLUFF, VA 24609-1179
Document Number	0000001917
Instrument Date	Feb 7, 2026
Instrument	20261917
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GARDEN LN, CEDAR BLUFF, VA 24609-1179

Mortgage

Document Number	0000001917,
Date	Jul 22, 2026
Instrument	20261917

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2056

Interest

Rate	6.16%
Max Rate	-1%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cedar Bluff Town
County	Tazewell County
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00 (-98.85%)	$152,800 (+27.33%) Land $40,000 Building $112,800	$152,800 (+27.33%) Land $40,000 Building $112,800
2023		$120,000 Land $25,000 Building $95,000	$120,000 Land $25,000 Building $95,000
2019	$696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	40 (1978–2025)
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 2025 · 2 claims Severe Storms And Flooding, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAR BLUFF serves 1,400 people · EPA ID VA1185085
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20