114 Fresno Ct, Elyria, OH 44035 Property Records

Lorain County property record for 114 Fresno Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,075 sqft · built 1996
Lot Size	0.238 acres (12,271 sqft)
Owner	2 Individual Names on File
Last Sale	$372,500 (Feb 2026)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-512`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-512`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,075 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,094 sqft
Basement Area	1,094 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,271 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 87.6 ft wide
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	114 FRESNO CT
City	ELYRIA
State	OH
Zip	44035-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY OAKS 7 87.63 X 140.03 ANNEXED FR 33 FOR 94 YR
Legal Subdivision	UNIVERSITY OAKS 7
Legal Block	101
Legal Lot Number	204
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1015
Census Tract	71202

Owner

114 Fresno Ct is owned and occupied by two individuals who bought it in February 2026.

Source: Lorain County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 FRESNO CT, ELYRIA, OH 44035-8841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Document Number	202685124
Record Updated	Oct 29, 2026

February 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 17, 2026
Property Address	114 FRESNO CT, ELYRIA, OH 44035-8841
Document Number	0000085124
Map Reference	VOL 51 PG 27-29
Instrument Date	Feb 13, 2026
Instrument	2026-0085124
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 FRESNO CT, ELYRIA, OH 44035-8841

Mortgage

Document Number	0000085125
Date	Feb 17, 2026
Instrument	2026-0085125

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 114 Fresno Ct was $4,385 with a homeowner's exemption, down 2.8% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (-2.77%) Homeowner's exemption	$106,310 (+0.01%) Land $19,300 Building $87,010	$303,720 (-) Land $55,130 Building $248,590
2024	$4,510.00 (+28.82%)	$106,302 (+40.11%) Land $19,296 Building $87,007	$303,720 (+40.11%) Land $55,130 Building $248,590
2023	$3,501.00 (+0.29%)	$75,870 (-) Land $17,500 Building $58,370	$216,770 Land $50,000 Building $166,770
2022	$3,491.00	$75,870 Land $17,500 Building $58,370
2021			$216,770 Land $50,000 Building $166,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Fresno Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Fresno Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20