114 Forest Dr, Chester Gap, VA 22623 Property Records

Rappahannock County property record for 114 Forest Dr, Chester Gap, VA 22623

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,670 sqft · built 2007
Lot Size	0.33 acres (14,418 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Jan 2022)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1C 1 3 23`

Property Details

APN / Parcel Number

Primary APN	`1C 1 3 23`
Alternative APN	`472`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,670 sqft Total Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.33 acres)
Terrain	Rolling
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	472
Street Address	114 FOREST DR
City	CHESTER GAP
State	VA
Zip	22623-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.3306 AC 2022 #92 2014 #202 2019 #503 2007 #497
Legal Subdivision	BLUE RIDGE MOUNTAIN ESTATES
Legal Block	3
Legal Lot Number	23
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1012
Census Tract	950100

Owner

Source: Rappahannock County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 FOREST DR, CHESTER GAP, VA 22623-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 28, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	0000000092
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Jan 21, 2022
Property Address	114 FOREST DR, CHESTER GAP, VA 22623-2130
Document Number	0000000092
Map Reference	DOC 050001653
Instrument Date	Jan 19, 2022
Instrument	220000092
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	COMMONWEALTH LAND TITLE COMPANY/DAL, COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	114 FOREST DR, CHESTER GAP, VA 22623-2130

Mortgage

Document Number	0000000093
Date	Jan 21, 2022
Instrument	220000093

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	114 FOREST DR, CHESTER GAP, VA 22623-2130
Document Number	210000152
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FOREST DR CHESTER GAP VA 226232130, CHESTER GAP, VA 22623-2130

Mortgage

Document Number	210000152
Date	Feb 2, 2021
Instrument	152

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	114 FOREST DR, CHESTER GAP, VA 22623-2130
Document Number	200000223
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FOREST DR CHESTER GAP VA 226232130, CHESTER GAP, VA 22623-2130

Mortgage

Document Number	200000223
Date	Mar 9, 2020
Instrument	223

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Jun 28, 2019
Property Address	114 FOREST DR, CHESTER GAP, VA 22623-2130
Document Number	190000503
Instrument Date	Jun 27, 2019
Instrument	503
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FOREST DR CHESTER GAP VA 226232130, CHESTER GAP, VA 22623-2130

Mortgage

Document Number	190000504
Date	Jun 28, 2019
Instrument	504

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+3.3%)	$283,400 (-) Land $30,000 Building $253,400	$283,400 (-) Land $30,000 Building $253,400
2023	$1,728.00	$283,400 Land $30,000 Building $253,400	$283,400 Land $30,000 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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