114 Ford Dr, Westminster, MD 21157 Property Records

Carroll County property record for 114 Ford Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,280 sqft · built 2015
Lot Size	0.59 acres (25,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$839,000 (Sep 2026)
Tax Bill	$8,456 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-155778`

Property Details

APN / Parcel Number

Primary APN	`07-155778`
Alternative APN	`155778`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Total Area
Basement Area	462 sqft
Finished Basement	462 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,691 sqft (0.59 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	155778
Street Address	114 FORD DR
City	WESTMINSTER
State	MD
Zip	21157-6192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 3 - 25691 SF 114 FORD DR 50-150/151 OVERLOOK AT KINGS PARK
Legal Subdivision	OVERLOOK AT KINGS PARK
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3019
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 FORD DR, WESTMINSTER, MD 21157-6192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed, Transfer LAKESIDE TITLE
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	2026
Deed Book / Page	11867 / 310
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 17, 2026
Property Address	114 FORD DR, WESTMINSTER, MD 21157-6192
Document Number	1186000310
Book / Page	11867 / 310
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$847,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 FORD DR, WESTMINSTER, MD 21157-6192

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 6, 2026
Property Address	114 FORD DR, WESTMINSTER, MD 21157-6192
Document Number	1182000432
Book / Page	11827 / 432
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FORD DR, WESTMINSTER, MD 21157-6192

Mortgage

Document Number	1182000432,
Date	Aug 6, 2026
Book Page	11827/432

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,456.00 (+4.19%) Homeowner's exemption	$503,400 (+13.74%) Land $99,300 Building $404,100	$503,400 (+13.74%) Land $99,300 Building $404,100
2025	$8,116.00 (+8.52%) Homeowner's exemption
2023	$7,479.00 Homeowner's exemption	$442,600 Land $99,300 Building $343,300	$442,600 Land $99,300 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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