114 Fallow Cir, Georgetown, KY 40324 Property Records

Scott County property record for 114 Fallow Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 2006
Lot Size	0.487 acres (21,231 sqft)
Owner	Individual Name on Record
Last Sale	$497,000 (Oct 2026)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2017 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`160-30-024.000`

Property Details

APN / Parcel Number

Primary APN	`160-30-024.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	2,502 sqft
Unfinished Basement	2,502 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	21,231 sqft (0.487 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 FALLOW CIR
City	GEORGETOWN
State	KY
Zip	40324-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER RUN
Legal Subdivision	DEER RUN
Legal Phase	1
Legal Lot Number	42
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3001
Census Tract	40502

Owner

Source: Scott County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 4, 2017	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FCU
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2007	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Dec 6, 2012	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
May 11, 2026	Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Aug 3, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 1, 2019	Deed, Transfer · VA Mortgage HOMESERVICES LENDING LLC
Nov 1, 2012	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Nov 1, 2012	Commissioner's Deed, Foreclosure BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
May 17, 2007	Deed, Transfer · Stand-Alone Second Mortgage FRANKLIN AMERICAN MORTGAGE CO
Feb 24, 2006	Other, Transfer KENTUCKY BANK
Jan 27, 2005	Other, Transfer TOWN & COUNTRY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	May 11, 2026 · Amount on Record
Deed Document Number	2026606855
Deed Book / Page	469 / 406
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 12, 2026
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	0000606855
Book / Page	469 / 406
Instrument Date	Oct 7, 2026
Instrument	2026606855
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,197.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007

Mortgage

Document Number	0000606863,
Date	Oct 12, 2026
Instrument	2026606863

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1335/767
Date	May 4, 2017
Book Page	M1335/767
Instrument	368458

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1403/390
Date	Jul 26, 2018
Book Page	M1403/390
Instrument	389533

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M847/200
Date	May 17, 2007
Book Page	M847/200
Instrument	156680

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1114/264
Date	Dec 6, 2012
Book Page	M1114/264
Instrument	290680

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 11, 2026
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	0000585371
Book / Page	465 / 590
Instrument Date	May 7, 2026
Instrument	2026.585371
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,396.56
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000585373,
Date	May 11, 2026
Instrument	2026.585373

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 7, 2026

Interest

Rate	6.38%
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 3, 2020
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D416/281
Book / Page	D416 / 281
Map Reference	CAB U SL 184
Instrument Date	Jul 29, 2020
Instrument	419592
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 HARBORSIDE CT, GEORGETOWN, KY 40324-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007

Mortgage

Document Number	0000419593
Date	Aug 3, 2020
Instrument	419593

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 1, 2019
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D406/709
Book / Page	D406 / 709
Map Reference	CAB 8 SL 184
Instrument Date	Jun 28, 2019
Instrument	401763
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1534 KY HIGHWAY 982 W, CYNTHIANA, KY 41031-8049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Mail Care Of	DERRICK DAVIS AND SARAH BRITTANY RATLIFF
Investor	Possibly a Property Investor

Mortgage

Document Number	0000401764
Date	Jul 1, 2019
Instrument	401764

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

November 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 1, 2012
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D347/818
Book / Page	D347 / 818
Map Reference	CAB8 SL184
Instrument Date	Oct 25, 2012
Instrument	230818
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY, DALLAS, TX 75254-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1108/386
Date	Nov 1, 2012
Book Page	M1108/386
Instrument	230819

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

November 2012: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 1, 2012
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D347/814
Book / Page	D347 / 814
Map Reference	CAB8 SL184
Instrument Date	Sep 14, 2012
Instrument	230817
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 WISCONSIN AVE NW, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 17, 2007
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D309/824
Book / Page	D309 / 824
Map Reference	CAB8 SL184
Instrument Date	Apr 25, 2007
Instrument	156679
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26006 ARBOR LAKE DR, BATESVILLE, IN 47006-7427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Investor	Possibly a Property Investor

Mortgage

Document Number	00M847/218
Date	May 17, 2007
Book Page	M847/218
Instrument	156681

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2022

February 2006: Other, Transfer

Document Type	Other
Jurisdiction	SCOTT KY
Recording Date	Feb 24, 2006
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D298/829
Book / Page	D298 / 829
Map Reference	CAB8 SL184
Instrument Date	Feb 10, 2006
Instrument	139327
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 LLOYD RD, GEORGETOWN, KY 40324-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26006 ARBOR LAKE DR, BATESVILLE, IN 47006-7427
Investor	Possibly a Property Investor

Mortgage

Document Number	00M770/675
Date	Feb 24, 2006
Book Page	M770/675
Instrument	139328

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2021

January 2005: Other, Transfer

Document Type	Other
Jurisdiction	SCOTT KY
Recording Date	Jan 27, 2005
Property Address	114 FALLOW CIR, GEORGETOWN, KY 40324-7007
Document Number	00D288/581
Book / Page	D288 / 581
Map Reference	CAB8 SL184
Instrument Date	Jan 24, 2005
Instrument	123893
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 LLOYD RD, GEORGETOWN, KY 40324-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 E WASHINGTON ST, GEORGETOWN, KY 40324

Mortgage

Document Number	00M700/709
Date	Jan 27, 2005
Book Page	M700/709
Instrument	123895

Lender

Name	TOWN & COUNTRY BANK & TRUST COMPANY
Address	BARDSTOWN, KY 40004

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (+6.67%)	$400,000 (+6.67%)
2025	$2,902.00 (+10.17%) Homeowner's exemption	$375,000 (+11.31%)	$375,000 (+11.31%)
2023	$2,634.00 Homeowner's exemption	$336,900 Land $32,000 Building $304,900	$336,900 Land $32,000 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20