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114 Espejo St, Mobile, AL 36604 Property Records

Mobile County property record for 114 Espejo St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,893 sqft · built 1986
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2025)
Tax Bill$1,520 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNR022910223001047

Property Details

APN / Parcel Number

Primary APNR022910223001047
Alternative APNs
  • 29 10 22 3 001 047.XXX
  • 00904445
  • 904445

Interior

Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,893 sqft Living Area
1st Floor Area1,449 sqft
Upper Floors Area444 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area407 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number904445
Street Address114 ESPEJO ST
CityMOBILE
StateAL
Zip36604-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT 192 FT N OF THE NW COR OF ESPEJO ST AND CONTI ST TH RUN N ALG W/L OF ESPEJO ST 50 FT TO A PT, TH WLY 124 FT TO A
Legal Range04S
Legal Township04S
Legal Section22
Legal SubdivisionETHERIDGE
Legal Block2
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1008
Census Tract902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

114 Espejo St is owned and occupied by two individuals who bought it in January 2025.

Source: Mobile County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address114 ESPEJO ST, MOBILE, AL 36604-2126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · FHA Mortgage
PROSPERITY HOME MORTGAGE
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 10, 2020Warranty Deed, Transfer · Commercial Mortgage
BUSINESS GROWTH SOLUTIONS LLC
Mar 4, 2020Warranty Deed, Transfer · Construction Mortgage
FUNDING ESPEIO TRUST (PT)
Sep 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jan 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Prior SaleOct 13, 2021 · Amount on File
Deed Document Number20256556
Prior Transfer DateFeb 18, 2016
Prior Transfer Doc0000004025
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateAug 3, 2026
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000046738
Instrument DateJul 27, 2026
Instrument202646738
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 ESPEJO ST, MOBILE, AL 36604-2126

Mortgage

Document Number0000046738,
DateAug 3, 2026
Instrument202646738
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term288 Months
DueAug 1, 2050
Interest
Rate6.49%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 13, 2021
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000067740
Instrument DateOct 7, 2021
Instrument2021067740
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanySTEWART TITLE/AL LLC, STEWART TITLE OF ALABAMA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1509 GOVERNMENT ST # 503, 503, MOBILE, AL 36604-2027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address114 ESPEJO ST, MOBILE, AL 36604-2126
InvestorPossibly a Property Investor

Mortgage

Document Number0000067741
DateOct 13, 2021
Instrument2021067741
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateDec 10, 2020
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000075077
Instrument DateNov 20, 2020
Instrument2020075077
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySLT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8210 WOODWARD HALLE DR, 8210, SEMMES, AL 36575

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 GOVT ST #250 # 250, 250, MOBILE, AL 36604

Mortgage

Document Number0000075078
DateDec 10, 2020
Instrument2020075078
Lender
NameBUSINESS GROWTH SOLUTIONS LLC
TypeNon-Lending Institution
AddressCOKER, AL 35452
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term5 Months
DueMay 9, 2021

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 4, 2020
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000013400
Instrument DateFeb 26, 2020
Instrument13400
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

AmountAmount on Record
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8210 WOODLAND HILLS DR N SEMMES AL 365758501, SEMMES, AL 36575-8501

Mortgage

Document Number13401
DateMar 4, 2020
Instrument13401
Lender
NameFUNDING ESPEIO TRUST (PT)
Address14480 WESTLAND DR, COKER, AL 35452-3248
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 3, 2021

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateSep 14, 2018
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000053803
Book / Page007681 / 000084
Instrument DateSep 12, 2018
Instrument53803
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address504 HIGHLAND WOODS DR W MOBILE AL 366083315, MOBILE, AL 36608-3315

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateSep 14, 2018
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000053802
Book / Page007681 / 000080
Instrument DateSep 12, 2018
Instrument53802
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address170 PINEHILL DR MOBILE AL 366061867, MOBILE, AL 36606-1867

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOBILE AL
Recording DateJan 23, 2017
Property Address114 ESPEJO ST, MOBILE, AL 36604-2126
Document Number0000004025
Book / Page007469 / 001770
Instrument DateFeb 16, 2016
Instrument4025
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$30.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 PINEHILL DR MOBILE AL 366061867, MOBILE, AL 36606-1867

Tax Assessment & Valuation

The 2025 property tax bill for 114 Espejo St was $1,520 with a homeowner's exemption, up 4.8% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,520.00 (+4.76%) Homeowner's exemption$24,830 (+4.5%) Land $2,980 Building $21,850$248,300 (+4.5%) Land $29,800 Building $218,500
2024$1,451.00 (+1.11%) Homeowner's exemption$23,760 (+1.15%) Land $3,060 Building $20,700$237,600 (+1.15%) Land $30,600 Building $207,000
2023$1,435.00 (-20.81%) Homeowner's exemption$23,490 (-17.23%) Land $2,760 Building $20,730$234,900 (+65.54%) Land $27,600 Building $207,300
2022$1,812.00$28,380 Land $5,100 Building $23,280$141,900 Land $25,500 Building $116,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 114 Espejo St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–1998)
Claims Outside the SFHA5 of 8
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Espejo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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