114 Eldridge Ln, State Road, NC 28676 Property Records

Surry County property record for 114 Eldridge Ln, State Road, NC 28676

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,593 sqft · built 2020
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Jul 2013)
Tax Bill	$5,781 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4953-02-57-4638`

Property Details

APN / Parcel Number

Primary APN	`4953-02-57-4638`
Alternative APN	`100121680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,593 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	1,968 sqft
Finished Basement	1,968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Area	1,312 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,061 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100121680
Street Address	114 ELDRIDGE LN
City	STATE ROAD
State	NC
Zip	28676-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	ELKIN-COUNTRY CLUB
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1004
Census Tract	930902

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 ELDRIDGE LN, STATE ROAD, NC 28676-8754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Jun 14, 2022	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Prior Sale	Apr 28, 2009 · Amount on Record
Deed Document Number	2013609444
Deed Book / Page	1452 / 615
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	114 ELDRIDGE LN, STATE ROAD, NC 28676-8754
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001803/174
Date	Mar 1, 2022
Book Page	1803/174
Instrument	693176

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	114 ELDRIDGE LN, STATE ROAD, NC 28676-8754
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001817/883
Date	Jun 14, 2022
Book Page	1817/883
Instrument	696564

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jul 1, 2027
Index	5-Year CMT

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,781.00 (+4.05%)	$658,330 (-19.71%) Land $62,900 Building $595,430	$658,330 (-19.71%) Land $62,900 Building $595,430
2025	$5,556.00 (+4,454.1%)	$819,910 (+24.54%) Land $62,900 Building $757,010	$819,910 (+24.54%) Land $62,900 Building $757,010
2023	$122.00	$658,330 Land $62,900 Building $595,430	$658,330 Land $62,900 Building $595,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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