114 E Webster Rd, Royal Oak, MI 48073 Property Records

Oakland County property record for 114 E Webster Rd, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1948
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Jul 2026)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-301-007`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-301-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	942 sqft
Basement Area	942 sqft
Finished Basement	942 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	138 ft deep x 40 ft wide
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	114 E WEBSTER RD
City	ROYAL OAK
State	MI
Zip	48073-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 VILLABRYN SUB LOT 7
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	10 VILLABRYN SUB
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1009
Census Tract	183800

Owner

Source: Oakland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1113 W MICHIGAN AVE, LANSING, MI 48915-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMEGA LNDG
Aug 21, 2019	Deed of Trust, Mortgage · Conventional with PMI OMEGA LNDG
Feb 6, 2019	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Jan 30, 2019	Deed of Trust, Mortgage · Conventional with PMI OMEGA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Document Number	2026110725
Deed Book / Page	61398 / 709
Prior Transfer Date	Mar 8, 2000
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2026
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Document Number	0000110725
Book / Page	61398 / 709
Instrument Date	Jul 15, 2026
Instrument	2026110725
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241,642.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1113 W MICHIGAN AVE, LANSING, MI 48915-1721

Mortgage

Document Number	0000110726,
Date	Jul 23, 2026
Instrument	2026110726

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140505
Date	Aug 23, 2018
Book Page	52121/00835
Instrument	140505

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Document Number	0000191638
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	114 E WEBSTER RD ROYAL OAK MI 480733438, ROYAL OAK, MI 48073-3438

Mortgage

Document Number	0000191638
Date	Nov 13, 2020
Book Page	055176/000169
Instrument	191638

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Document Number	0000145327
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E WEBSTER RD ROYAL OAK MI 480733438, ROYAL OAK, MI 48073-3438

Mortgage

Document Number	0000145327
Date	Sep 6, 2019
Book Page	053220/000284
Instrument	145327

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 6, 2019
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Document Number	0000018487
Book / Page	525625 / 000501
Instrument Date	Jan 30, 2019
Instrument	18487
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$13.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E WEBSTER RD ROYAL OAK MI 480733438, ROYAL OAK, MI 48073-3438

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	114 E WEBSTER RD, ROYAL OAK, MI 48073-3438
Document Number	0000016151
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14667 RAVEN CT SHELBY TOWNSHIP MI 483154956, SHELBY TOWNSHIP, MI 48315-4956

Mortgage

Document Number	0000016151
Date	Jan 31, 2019
Book Page	052550/000482
Instrument	16151

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00 (-22.07%) Homeowner's exemption	$143,230	$286,460
2024	$4,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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