114 E River Acres Rd, Washington, NC 27889 Property Records

Beaufort County property record for 114 E River Acres Rd, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,588 sqft · built 1940
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5694-43-7944`

Property Details

APN / Parcel Number

Primary APN	`5694-43-7944`
Alternative APN	`37600`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	1,588 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Storage Building	375 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	114 E RIVER ACRES RD
City	WASHINGTON
State	NC
Zip	27889-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 1 MAE H ALLIGOOD AND LT G W WALKER
Legal Lot Number	1
Jurisdiction	BEAUFORT NC
Township / Civil Division	LONG ACRE
Census Block Group	1
Census Block	1032
Census Tract	930501

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 E RIVER ACRES RD, WASHINGTON, NC 27889-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Nov 9, 2023
Property Address	114 E RIVER ACRES RD, WASHINGTON, NC 27889-7437
Document Number	002153/754
Book / Page	2153 / 754
Map Reference	MB 653 PG 402
Instrument Date	Nov 6, 2023
Instrument	2023005375
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 COWELL FARM RD, WASHINGTON, NC 27889-3475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E RIVER ACRES RD, WASHINGTON, NC 27889-7437

Mortgage

Document Number	2023005376
Date	Nov 9, 2023
Instrument	2023005376

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.02%
Max Rate At Change	9.02%
Index	5-Year TN
Max Rate	13%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+96.16%)	$383,897 (+45.76%) Land $210,193 Building $173,704
2025			$383,897 (+45.76%) Land $210,193 Building $173,704
2023	$1,146.00	$263,377 Land $221,511 Building $41,866
2018			$263,377 Land $221,511 Building $41,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	1,117 (1982–2023)
Claims Outside the SFHA	50 of 1,117
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 161 claims Hurricane Dennis, Sep 1999 · 216 claims Hurricane Bonnie, Aug 1998 · 144 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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