114 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 114 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,602 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2025)
Tax Bill	$831 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002339-2`

Property Details

APN / Parcel Number

Primary APN	`002339-2`
Alternative APN	`0200000070700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,250 sqft
Upper Floors Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	135 ft deep x 27 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002339-2
Street Address	114 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 41 .11A
Legal Subdivision	USML
Legal Lot Number	41
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2046
Census Tract	961800

Owner

114 E Main St is owned and occupied by two individuals who bought it in September 2025.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 E MAIN ST, WEST LAFAYETTE, OH 43845-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer · Line of Credit LCJ FINANCIAL GROUP INC
Dec 28, 2022	Intrafamily Transfer, Transfer
Mar 8, 2022	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Mar 18, 2025 · Amount on File
Deed Document Number	20253721
Deed Book / Page	808 / 161
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	00794/1430
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Sep 12, 2025
Property Address	114 E MAIN ST, WEST LAFAYETTE, OH 43845-1214
Document Number	000808/161
Book / Page	808 / 161
Instrument Date	Sep 11, 2025
Instrument	202500003721
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202500003722
Date	Sep 12, 2025
Instrument	202500003722

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COSHOCTON OH
Recording Date	Dec 28, 2022
Property Address	114 E MAIN ST, WEST LAFAYETTE, OH 43845-1214
Document Number	00794/1430
Book / Page	794 / 1430
Instrument Date	Dec 16, 2022
Instrument	202200005460
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E MAIN ST, WEST LAFAYETTE, OH 43845-1214

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COSHOCTON OH
Recording Date	Mar 8, 2022
Property Address	114 E MAIN ST, WEST LAFAYETTE, OH 43845-1214
Document Number	00789/5653
Book / Page	789 / 5653
Map Reference	MB 1 PG 189
Instrument Date	Feb 28, 2022
Instrument	202200001028
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 MAGNAVOX WAY, FORT WAYNE, IN 46804-1560

Mortgage

Document Number	202200001029
Date	Mar 8, 2022
Instrument	202200001029

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 114 E Main St was $831, down 17.8% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (-17.8%)	$19,660 (-) Land $3,100 Building $16,560	$56,150 (-) Land $8,850 Building $47,300
2024	$1,011.00 (+66.83%) Homeowner's exemption	$19,660 (+33.61%) Land $3,100 Building $16,560	$56,150 Land $8,850 Building $47,300
2023	$606.00 (-5.02%) Homeowner's exemption	$14,714 (-) Land $2,072 Building $12,642
2022	$638.00	$14,714 Land $2,072 Building $12,642
2021			$42,040 Land $5,920 Building $36,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 114 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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