114 E Main St, Stroud, OK 74079 Property Records

Lincoln County property record for 114 E Main St, Stroud, OK 74079

Property Summary

Property Type	Medical Building
Details	2,250 sqft · built 2022
Lot Size	0.723 acres (31,500 sqft)
Owner	Company Name on Record
Last Sale	$19,500 (Nov 2014)
Tax Bill	$14,152 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`18437`

Property Details

APN / Parcel Number

Primary APN	`18437`
Alternative APN	`6005-00-005-004-0-000-00`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,250 sqft Total Area
1st Floor Area	2,754 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Fire Resistance	Special
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	140 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	816 sqft
Porch	Slab
Canopy	50 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	18437
Street Address	114 E MAIN ST
City	STROUD
State	OK
Zip	74079
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	BLK 5 LOTS 4-12 ALLEYS ADDN STROUD 15-6-140-05-003
Legal Range	140
Legal Township	06N
Legal Section	15
Legal Subdivision	ALLEYS ADDN(27-15-6)
Legal Block	5
Legal Lot Number	4-12
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	4
Census Block	4054
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 E MAIN ST, STROUD, OK 74079-4233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 8, 2020	Warranty Deed, Transfer AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Oct 4, 2002 · Amount on Record
Deed Book / Page	2137 / 144
Prior Transfer Date	Jul 11, 2002
Prior Transfer Doc	1522000503
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	114 E MAIN ST, STROUD, OK 74079-4233
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002427/673
Date	Jul 7, 2021
Book Page	2427/673
Instrument	5273

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 8, 2020
Property Address	114 E MAIN ST, STROUD, OK 74079-4233
Document Number	002380/500
Book / Page	2380 / 500
Instrument Date	Jul 7, 2020
Instrument	4041
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,591 (+2.87%) Land $7,160 Building $158,431	$1,505,373 (+2.87%) Land $65,091 Building $1,440,282
2025	$14,152.00 (+4,392.7%)	$160,973 (+4,230.72%) Land $7,160 Building $153,813	$1,463,391 (+4,230.2%) Land $65,091 Building $1,398,300
2022	$315.00	$3,717 Land $3,717	$33,795 Land $33,795

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Central Oklahoma Telephone, T-Mobile.

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