114 E Main St, #116, Georgetown, KY 40324 Property Records

Scott County property record for 114 E Main St, #116, Georgetown, KY 40324

Property Summary

Property Type	Commercial
Details	5,640 sqft
Lot Size	0.124 acres (5,401 sqft)
Owner	Company Name on Record
Last Sale	$915,000 (Jun 2026)
Tax Bill	$4,773 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-30-338.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-338.000`

Interior

Stories	3 Stories
Building Area	5,640 sqft Total Area
1st Floor Area	9,120 sqft
Basement Area	5,640 sqft
Unfinished Basement	5,640 sqft

Exterior

Exterior Material	Brick
Foundation Type	Block
Lot Area	5,401 sqft (0.124 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	114 E MAIN ST, 116
City	GEORGETOWN
State	KY
Zip	40324-1710
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COMM DOWNTOWN
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	40209

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic Commercial District (Boundary Increase) listed 1982 · 36 contributing resources · NRIS 82002743

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 FAIRFIELD FARM RD, GEORGETOWN, KY 40324-8695
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer HOME CLOSINGS INC, HOME CLOSING INC
Aug 26, 2021	Deed, Transfer · Line of Credit SOUTH CENTRAL BANK
Aug 26, 2021	Deed, Transfer
Mar 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	2026588846
Deed Book / Page	466 / 261
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 4, 2026
Property Address	114 E MAIN ST, 116, GEORGETOWN, KY 40324-1710
Document Number	0000588846
Book / Page	466 / 261
Instrument Date	Jun 1, 2026
Instrument	2026588846
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	HOME CLOSINGS INC, HOME CLOSING INC

Transaction

Amount	Amount Recorded
Tax	$92,415.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 FAIRFIELD FARM RD, GEORGETOWN, KY 40324-8695

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 26, 2021
Property Address	114 E MAIN ST # 116, 116, GEORGETOWN, KY 40324-1710
Document Number	000D427/42
Book / Page	D427 / 42
Instrument Date	Aug 24, 2021
Instrument	441351
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 CRUMBAUGH RD, GEORGETOWN, KY 40324-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 MISSION ST, SAN FRANCISCO, CA 94110-2511

Mortgage

Document Number	0000441352
Date	Aug 26, 2021
Instrument	441352

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2041

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 26, 2021
Property Address	114-116 E MAIN ST, GEORGETOWN, KY 40324
Document Number	D427/42
Book / Page	D427 / 42
Instrument Date	Aug 24, 2021
Instrument	441351
Transaction Type	Transfer
Record Updated	Sep 9, 2021

Transaction

Amount	Amount Recorded
Tax	$485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 CRUMBAUGH RD, 223, GEORGETOWN, KY 40324-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 MISSION ST, SAN FRANCISCO, CA 94110-2511

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 15, 2018
Property Address	116 E MAIN ST, GEORGETOWN, KY 40324-1710
Document Number	00D395/677
Book / Page	D395 / 677
Instrument Date	Mar 1, 2018
Instrument	383793
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 CRUMBAUGH RD, GEORGETOWN, KY 40324-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 571, GEORGETOWN, KY 40324-0571
Mail Care Of	114 EAST MAIN LLC

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,000 (+6.36%)	$570,000 (+6.36%)
2025	$4,773.00 (+8.55%)	$535,900 (+10.49%)	$535,900 (+10.49%)
2023	$4,397.00 (+4.52%)	$485,000 (-) Land $55,800 Building $429,200	$485,000 (-) Land $55,800 Building $429,200
2022	$4,207.00	$485,000 Land $55,800 Building $429,200	$485,000 Land $55,800 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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