114 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 114 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,327 sqft · built 1919
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`91003411036/03`

Property Details

APN / Parcel Number

Primary APN	`91003411036/03`
Alternative APNs	`41-12-34-024-026.000-002` `00001115315`

Interior

Units	2 Units
Stories	2 Stories
Building Area	6,327 sqft Total Area
1st Floor Area	6,327 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1945
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,398 sqft (0.078 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00001115315
Street Address	114 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-1415
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BISHOPS ADD PT LOT 58 & 10 X 50 STRIP BETWEEN LOT 58 & 51
Legal Subdivision	BISHOPS ADDITION
Legal Lot Number	58
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	2
Census Block	2001
Census Tract	611300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edinburgh Commercial Historic District listed 1991 · 48 contributing resources · NRIS 91000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 209, EDINBURGH, IN 46124-0209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Oct 14, 2011	Deed of Trust, Mortgage · Commercial Mortgage ALBET COX ETUX
Jul 28, 2020	Warranty Deed, Transfer
Sep 30, 2016	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2011	Intrafamily Transfer, Transfer
Nov 18, 2008	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020
Deed Sale	Jul 28, 2020
Deed Document Number	202019365
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	2016023293
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Oct 15, 2026
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Document Number	0000021477
Instrument Date	Oct 7, 2026
Instrument	202621477
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GLASGOW DR, EDINBURGH, IN 46124-9319

Mortgage

Document Number	0000021477,
Date	Oct 15, 2026
Instrument	202621477

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jul 14, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011020509
Date	Oct 14, 2011
Instrument	2011-020509

Lender

Name	ALBET COX ETUX
Type	Private Party
Address	1118 E MAIN CROSS ST, EDINBURGH, IN 46124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	27 Months
Due	Jan 8, 2014

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 28, 2020
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Document Number	2020019365
Instrument Date	Jul 24, 2020
Instrument	2020-019365
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GLASGOW DR, EDINBURGH, IN 46124-9319
Investor	Possibly a Property Investor

September 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 30, 2016
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Document Number	2016023293
Instrument Date	Sep 30, 2016
Instrument	2016-023293
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4540 POSTHORN CT, COLUMBUS, IN 47203-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WALNUT ST, EDINBURGH, IN 46124-1633

January 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Jan 31, 2011
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Document Number	2011002173
Instrument Date	Jan 24, 2011
Instrument	2011-002173
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WALNUT ST, EDINBURGH, IN 46124-1633

November 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 18, 2008
Property Address	114 E MAIN CROSS ST, EDINBURGH, IN 46124-1415
Document Number	2008023905
Instrument Date	Oct 31, 2008
Instrument	2008-023905
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 141, EDINBURGH, IN 46124-0141

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Municipality	Edinburgh Town
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 (+21.69%)	$135,900 (+34.42%) Land $22,700 Building $113,200	$135,900 (+34.42%) Land $22,700 Building $113,200
2024	$3,402.00 (-37.84%)
2023	$5,473.00 (+52.11%)	$101,100 (-) Land $13,800 Building $87,300	$101,100 (-) Land $13,800 Building $87,300
2022	$3,598.00	$101,100 Land $13,800 Building $87,300	$101,100 Land $13,800 Building $87,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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