114 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 114 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,656 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Jan 2022)
Tax Bill	$4,888 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-00-076-103-064`

Property Details

APN / Parcel Number

Primary APN	`09-00-076-103-064`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	84 ft deep x 99 ft wide
Porch	Open Frame Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	114 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	20060148392
Legal Block	103
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	1
Census Block	1019
Census Tract	60100

Owner

Source: Lorain County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12660 AVON BELDEN RD, GRAFTON, OH 44044-9296
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Commercial Mortgage NORTHWEST BANK
Jan 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jan 25, 2018
Prior Transfer Date	May 27, 2016
Prior Transfer Doc	0000659560
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 20, 2022
Property Address	114 E LORAIN ST, OBERLIN, OH 44074-1229
Document Number	0000859507
Instrument Date	Jan 14, 2022
Instrument	2022-0859507
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	INNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 AVON BELDEN RD, GRAFTON, OH 44044-9296
Investor	Possibly a Property Investor

Mortgage

Document Number	0000859508
Date	Jan 20, 2022
Instrument	2022-0859508

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 25, 2018
Property Address	114 E LORAIN ST, OBERLIN, OH 44074-1229
Document Number	0000659560
Instrument Date	May 27, 2016
Instrument	659560
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	114 E LORAIN ST OBERLIN OH 440741229, OBERLIN, OH 44074-1229

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,888.00 (+12.06%)	$97,335 (+24.79%) Land $3,703 Building $93,632	$278,100 (+24.79%) Land $10,580 Building $267,520
2023	$4,362.00 (+2.71%)	$77,998 (%) Land $4,641 Building $73,357	$222,850 (-) Land $13,260 Building $209,590
2022	$4,247.00	$78,000 Land $4,640 Building $73,360
2021			$222,850 Land $13,260 Building $209,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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