114 E Ladd St, Hennepin, IL 61327 Property Records

Putnam County property record for 114 E Ladd St, Hennepin, IL 61327

Property Summary

Property Type	Single Family Home
Lot Size	1.51 acres (65,993 sqft)
Owner	Individual Name on File
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-10-250-000`

Property Details

APN / Parcel Number

Primary APN	`01-10-250-000`

Exterior

Lot Area	65,993 sqft (1.51 acres)

Location & Zoning

Street Address	114 E LADD ST
City	HENNEPIN
State	IL
Zip	61327-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S9 T32 R2 1.3AC - FR SW1/4 S OF W ADDN TO HENNEPIN
Legal Range	02
Legal Township	32
Legal Section	09
Legal Subdivision	1.3AC - FR SW1/4 S OF W ADDN
Jurisdiction	PUTNAM IL
Township / Civil Division	HENNEPIN
Census Block Group	1
Census Block	1086
Census Tract	954600

Owner

114 E Ladd St is owned and occupied by an individual.

Source: Putnam County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	114 E LADD ST, HENNEPIN, IL 61327-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Apr 21, 2021	Intrafamily Transfer, Transfer
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Oct 14, 2025
Property Address	114 E LADD ST, HENNEPIN, IL 61327-8913
Document Number	0000250716
Instrument Date	Oct 10, 2025
Instrument	25-0716
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E LADD ST, HENNEPIN, IL 61327-8913

Mortgage

Document Number	0000250717
Date	Oct 14, 2025
Instrument	25-0717

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.37%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Apr 21, 2021
Property Address	114 E LADD ST, HENNEPIN, IL 61327-8913
Document Number	00131/2943
Book / Page	131 / 2943
Instrument Date	Apr 14, 2021
Instrument	21-0348
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 E LADD ST, HENNEPIN, IL 61327-8913

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Mar 29, 2017
Property Address	114 E LADD ST, HENNEPIN, IL 61327-8913
Document Number	00125/1292
Book / Page	125 / 1292
Instrument Date	Mar 24, 2017
Instrument	17-0270
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4578 N IL STATE RT 23, OTTAWA, IL 61350

Mortgage

Document Number	0000170271
Date	Mar 29, 2017
Instrument	17-0271

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 114 E Ladd St was $2,770 with a homeowner's exemption, up 16.9% from the year before.

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Hennepin Township
Municipality	Hennepin Village
Unified School District	Putnam County Community Unit School District 535 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+16.88%)	$49,569 (+9.69%) Land $4,826 Building $44,743	$148,707 (+9.69%) Land $14,478 Building $134,229
2024	$2,370.00 (+21.54%) Homeowner's exemption	$45,189 (+18.82%) Land $4,400 Building $40,789	$135,567 (+18.82%) Land $13,200 Building $122,367
2023	$1,950.00 Homeowner's exemption	$38,030 Land $3,703 Building $34,327	$114,090 Land $11,109 Building $102,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 E Ladd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 E Ladd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENNEPIN PWD serves 750 people · EPA ID IL1555100
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

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