114 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 114 E Howard St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,458 sqft · built 1887
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (May 2023)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	May 2023 Sale Jun 2018 Sale & Mortgage
APN	`32.480.0330`

Property Details

APN / Parcel Number

Primary APN	`32.480.0330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,458 sqft Total Area
1st Floor Area	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Vinyl
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 30 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Shed	1 Shed
Shed Area	1,630 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 E HOWARD ST
City	WINONA
State	MN
Zip	55987-3642
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 SLACKS ADDITION LOT-012 BLOCK-003 30' ON 10TH ST X 140' OF LOT 12 & 7' ON 10TH ST X 60' OF LOT 16
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	SLACKS ADDITION
Legal Block	3,A
Legal Lot Number	7,12,16
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3005
Census Tract	670500

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 STATE ST, HOLMEN, WI 54636-9189
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Contract Sale, Transfer
Jun 6, 2018	Warranty Deed, Transfer · Commercial Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2023648728
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0000610484
Record Updated	Oct 29, 2026

May 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	WINONA MN
Recording Date	May 8, 2023
Property Address	114 E HOWARD ST, WINONA, MN 55987-3642
Document Number	000A648728
Instrument Date	May 5, 2023
Instrument	A648728
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 STATE ST, HOLMEN, WI 54636-9189

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 6, 2018
Property Address	114 E HOWARD ST, WINONA, MN 55987-3642
Document Number	0000610484
Instrument Date	May 25, 2018
Instrument	610484
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 JENIFER ST, MADISON, WI 53703-3717

Mortgage

Document Number	0000610485
Date	Jun 6, 2018
Instrument	610485

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (+0.45%)	$180,000 (+20.81%) Land $31,500 Building $148,500	$180,000 (+20.81%) Land $31,500 Building $148,500
2025	$2,200.00 (+21.28%)	$149,000 (+5.37%) Land $31,500 Building $117,500	$149,000 (+5.37%) Land $31,500 Building $117,500
2023	$1,814.00	$141,400 Land $30,300 Building $111,100	$141,400 Land $30,300 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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