114 E Elm Ave, Duncan, OK 73533 Property Records

Stephens County property record for 114 E Elm Ave, Duncan, OK 73533 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1950
Lot Size	3.66 acres (159,430 sqft)
Owner	2 Individual Names on File
Tax Bill	$553 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24477`

Property Details

APN / Parcel Number

Primary APN	`24477`
Alternative APN	`1999-04-01S-07W-3-051-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	159,430 sqft (3.66 acres)
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	24477
Street Address	114 E ELM AVE
City	DUNCAN
State	OK
Zip	73533-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-1S-7 ADD TR BEG 90S NW/C SENWSW E278 S570 W278 N570 TO POB REC 3/18/92
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	N/A
Legal Block	1S
Legal Lot Number	7W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3031
Census Tract	600

Owner

Source: Stephens County records · APN 24477

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 E ELM AVE, DUNCAN, OK 73533-7559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	114 E ELM AVE, DUNCAN, OK 73533-7559
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006263/143
Date	Nov 28, 2022
Book Page	6263/143
Instrument	I-2022-012086

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 09, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+2.6%) Homeowner's exemption	$7,562 (+5.45%) Land $1,421 Building $6,141	$68,743 (-6.26%) Land $12,914 Building $55,829
2024	$539.00 (+5.69%) Homeowner's exemption	$7,171 (+0.01%) Land $842 Building $6,329	$73,336 (-14.95%) Land $12,914 Building $60,422
2023	$510.00 Homeowner's exemption	$7,170 Land $766 Building $6,404	$86,223 Land $12,914 Building $73,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (40137C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	8 (1982–2007)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2007, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Flood Events	Severe Storms, Flooding, And Tornadoes (May 2007), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.