114 E Chestnut St, Ephrata, PA 17522 Property Records

Lancaster County property record for 114 E Chestnut St, Ephrata, PA 17522

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1925
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$124,900 (Aug 2005)
Tax Bill$2,946 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN260-90365-0-0000

Property Details

APN / Parcel Number

Primary APN260-90365-0-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
Gross Area2,510 sqft
1st Floor Area552 sqft
Upper Floors Area552 sqft
Basement Area360 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialSlate
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area806 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address114 E CHESTNUT ST
CityEPHRATA
StatePA
Zip17522-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRHD
Legal Description114 E CHESTNUT ST
Legal Lot Number19
JurisdictionLANCASTER PA
Township / Civil DivisionEPHRATA
Census Block Group3
Census Block3030
Census Tract12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 E CHESTNUT ST, EPHRATA, PA 17522-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2005 · Amount on Record
Deed SaleAug 3, 2005 · Amount on Record
Prior SaleJul 3, 2002 · Amount on Record
Deed Document Number20055445514
Prior Transfer DateJun 26, 2002
Prior Transfer Doc0005093310
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Recording DateMay 14, 2026
Property Address114 E CHESTNUT ST, EPHRATA, PA 17522-2207
Document Number0000019097
Instrument DateApr 3, 2026
Instrument202619097
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E CHESTNUT ST, EPHRATA, PA 17522-2207

Mortgage

Document Number0000019097,
DateMay 14, 2026
Instrument202619097
Lender
NameFULTON BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityEphrata Borough
Unified School DistrictEphrata Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,100 (-) Land $41,600 Building $78,500$120,100 (-) Land $41,600 Building $78,500
2025$2,946.00 (+2.29%)
2024$2,880.00$120,100 Land $41,600 Building $78,500
2018$120,100 Land $41,600 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPHRATA AREA JOINT AUTHORITY
serves 24,500 people · EPA ID PA7360045
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Upward Broadband, Verizon.

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