Carteret County property record for 114 E Boardwalk, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,960 sqft · built 1936 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,220,000 (Nov 2022) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 6385.13.02.0656000 |
| Primary APN | 6385.13.02.0656000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 1,816 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,623 sqft (0.175 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 360 sqft |
| Deck Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 53578 |
|---|---|
| Street Address | 114 E BOARDWALK |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-5442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L7 BE ATLANTIC BEACH |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 02 |
| Legal Lot Number | 7 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 E BOARDWALK, ATLANTIC BEACH, NC 28512-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Warranty Deed, Transfer |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 20221785014 |
| Deed Book / Page | 1785 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 15, 2022 |
| Property Address | 114 E BOARDWALK, ATLANTIC BEACH, NC 28512-5442 |
| Document Number | 0017850014 |
| Book / Page | 1785 / 14 |
| Map Reference | MB 1 PG 83&85 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 1785014 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 BRIGHT LEAF DR, 112, CLAYTON, NC 27520-8450 |
| Name | Verified Name |
|---|---|
| Address | 114 E BOARDWALK, ATLANTIC BEACH, NC 28512-5442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 114 E BOARDWALK, ATLANTIC BEACH, NC 28512-5442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016940166 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 1694/166 |
| Instrument | 1694166 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 114 E BOARDWALK, ATLANTIC BEACH, NC 28512-5442 |
| Document Number | 0016570175 |
| Book / Page | 1657 / 175 |
| Map Reference | MB 1 PG 86 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 1657175 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 STOKES ELEMENTARY SCHOOL RD, 1435, STOKES, NC 27884-9608 |
| Name | Verified Name |
|---|---|
| Address | 108 RED CLOVER PL, CLAYTON, NC 27520-7734 |
| Document Number | 1657176 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 1657-176 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186,063 (-) Land $770,000 Building $416,063 | $1,186,063 (-) Land $770,000 Building $416,063 | |
| 2025 | $2,766.00 (+8.9%) | $1,186,063 (+55.01%) Land $770,000 Building $416,063 | $1,186,063 (+55.01%) Land $770,000 Building $416,063 |
| 2023 | $765,161 Land $590,625 Building $174,536 | $765,161 Land $590,625 Building $174,536 | |
| 2022 | $2,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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