Hamilton County property record for 114 E 38th St, Chattanooga, TN 37410
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,440 sqft · built 1935 |
| Lot Size | 0.218 acres (9,520 sqft) |
| Owner | Owner Name on File |
| Last Sale | $11,171 (Jun 1999) |
| Tax Bill | $210 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 167D A 006 |
| Primary APN | 167D A 006 |
|---|
| Building Area | 1,440 sqft |
|---|
| Year Built | Built 1935 |
|---|---|
| Lot Area | 9,520 sqft (0.218 acres) |
| Lot Dimensions | 136 ft deep x 70 ft wide |
| Street Address | 114 E 38TH ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37410-1407 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | PT LTS 7&8 BLK 1 OAKVIEW NEW ERA LAND CO ADDN NO 1 PB 5 PG 69 |
| Legal Subdivision | NEW ERA LAND CO ADD |
| Legal Block | 1 |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1900 |
The current owner of 114 E 38th St acquired it in April 2005.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 9670 PECAN SPRINGS CIR, CHATTANOOGA, TN 37421-4721 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 1999 · Amount on File |
| Deed Sale | Jun 16, 1999 · Amount on File |
| Deed Document Number | 00ITEM2514 |
| Deed Book / Page | 167 |
| Last Transfer Date | Apr 18, 2005 |
| Transfer Doc | 0000000340 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 114 E 38th St was $210, up 176.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 (+176.32%) | $13,880 (+303.49%) | $34,700 (+303.49%) Land $34,700 |
| 2024 | $76.00 | $3,440 (-) | $8,600 (-) Land $8,600 |
| 2023 | $76.00 | $3,440 (-) | $8,600 (-) Land $8,600 |
| 2022 | $76.00 | $3,440 | $8,600 Land $8,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 E 38th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1984–2015) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 E 38th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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