114 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 114 E 10th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,501 sqft · built 1890
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Oct 2021)
Tax Bill$2,193 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.41-01-09

Property Details

APN / Parcel Number

Primary APN351200 128.41-01-09
Alternative APNs
  • 120012804100010090000000
  • 0986

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,501 sqft Living Area
1st Floor Area1,054 sqft
Upper Floors Area445 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions200 ft deep x 33 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0986
Street Address114 E 10TH ST
CityOSWEGO
StateNY
Zip13126-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block1
Legal Lot Number9.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1058
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address114 E 10TH ST, OSWEGO, NY 13126-1622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Deed Document Number202112219
Prior Transfer DateMay 1, 2013
Prior Transfer Doc0000006037
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 18, 2021
Property Address114 E 10TH ST, OSWEGO, NY 13126-1622
Document Number0000002219
Instrument DateOct 12, 2021
InstrumentR-2021-012219
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 E 10TH ST, 114, OSWEGO, NY 13126-1622

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 REVERE RD, SYRACUSE, NY 13214-1442

Mortgage

Document Number0000002220
DateOct 18, 2021
InstrumentR-2021-012220
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00$117,000 (+46.25%) Land $16,500 Building $100,500$117,000 (+21.39%) Land $16,500 Building $100,500
2023$80,000 Land $9,900 Building $70,100$96,386 Land $11,928 Building $84,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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