114 Division St, Coldwater, MI 49036 Property Records

Branch County property record for 114 Division St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,510 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,291 (2025)
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-473-00`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-473-00`

Interior

Full Baths	1 Bath
Building Area	1,510 sqft Building Perimeter
1st Floor Area	970 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,890 sqft (0.25 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 DIVISION ST
City	COLDWATER
State	MI
Zip	49036-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 234.64 FT S OF INT OF S LI OF WASHINGTON & W LI OF DIVISION ST TH W 260.64 FT TH S 52.31 FT TH E 260.64 FT TH N 52
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1021
Census Tract	951600

Owner

114 Division St is owned and occupied by an individual.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	114 DIVISION ST, COLDWATER, MI 49036-1965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 114 Division St was $1,291, up 3.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (+12.44%)	$132,000 (+12.44%)
2025	$1,291.00 (+3.69%)	$58,700	$117,400
2024	$1,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 114 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20