114 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 114 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1953
Lot Size0.151 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Nov 1999)
Tax Bill$5,567 (2026)
Flood ZoneZone AE (high risk)
APN422201 30.69-2-20

Property Details

APN / Parcel Number

Primary APN422201 30.69-2-20
Alternative APNs
  • 220103006900020200000000
  • A02502

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area860 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02502
Street Address114 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCHDY OPERATING CO L96PT9 HLGBW
Legal Block2
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2021
Census Tract32200

Owner

114 Cuthbert St is owned and occupied by two individuals who bought it in November 1999.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address114 CUTHBERT ST, SCHENECTADY, NY 12302-2910
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 1999 · Amount on File
Deed SaleNov 5, 1999 · Amount on File
Deed Book / Page1566 / 819
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 114 Cuthbert St was $5,567 with a homeowner's exemption, up 2.6% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,567.00 (+2.62%) Homeowner's exemption
2025$5,425.00$108,300 Land $16,200 Building $92,100$196,909 Land $29,455 Building $167,454
2023$108,300 Land $16,200 Building $92,100$159,265 Land $23,824 Building $135,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Cuthbert St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Cuthbert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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