114 Crest Dr, Westover (Sterrett), AL 35147 Property Records

Shelby County property record for 114 Crest Dr, Westover, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,630 sqft · built 2008
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on File
Last Sale	$429,500 (Mar 2024)
Tax Bill	$1,867 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089290003003000`

Property Details

APN / Parcel Number

Primary APN	`089290003003000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Heated Area
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Unfinished Basement	544 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	209 ft deep x 96.2 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 CREST DR
City	STERRETT
State	AL
Zip	35147-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 29 19S 01E ORD 2004 06 08 039 NBRHD: 18 CARDEN CREST R-1
Legal Range	01E
Legal Township	19S
Legal Section	29
Legal Subdivision	CARDEN CREST
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1035
Census Tract	30215

Owner

114 Crest Dr is owned and occupied by an individual who bought it in March 2024.

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	114 CREST DR, STERRETT, AL 35147-8226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2018	Deed of Trust, Mortgage MILLENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Dec 13, 2007 · Amount on File
Deed Document Number	202480390
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	114 CREST DR, STERRETT, AL 35147-8226
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CREST DR, WESTOVER, AL 35147-8226

Mortgage

Document Number	0000049260
Date	Feb 19, 2025
Instrument	20250219000049260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 25, 2024
Property Address	114 CREST DR, WESTOVER, AL 35147-8226
Document Number	0000080390
Map Reference	MB 35 PG 64
Instrument Date	Mar 20, 2024
Instrument	20240325000080390
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 FAWN LNFISH, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CREST DR, WESTOVER, AL 35147-8226

Mortgage

Document Number	0000080400
Date	Mar 25, 2024
Instrument	20240325000080400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	114 CREST DR, WESTOVER, AL 35147-8226
Document Number	0000306990
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 CREST DRVIE WESTOVER AL 35147, WESTOVER, AL 35147

Mortgage

Document Number	0000306990
Date	Aug 27, 2018
Instrument	306990

Lender

Name	MILLENNIAL BK
Address	LEEDS, AL 35147

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 114 Crest Dr was $1,867 with a homeowner's exemption, down 2.6% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Westover Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,867.00 (-2.56%) Homeowner's exemption
2025	$1,916.00	$43,560	$435,600 Land $70,000 Building $365,600
2023	$1,787.00 (+7.65%) Homeowner's exemption	$41,560 (+7.45%)	$415,600 (+7.45%) Land $70,000 Building $345,600
2022	$1,660.00 Homeowner's exemption	$38,680	$386,800 Land $70,000 Building $316,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Crest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Crest Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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