Bergen County and Waldwick Borough property record for 114 Crescent Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,642 sqft · built 1950 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Aug 2026) |
| Tax Bill | $10,871 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-03-00061 |
| Primary APN | 64-00163-03-00061 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,642 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400163C00061 |
|---|---|
| Street Address | 114 CRESCENT AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80X140 000 |
| Legal Block | 163 |
| Legal Lot Number | 61 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 CRESCENT AVE, WALDWICK, NJ 07463-1360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Deed Document Number | 202657271 |
| Deed Book / Page | 5878 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 114 CRESCENT AVE, WALDWICK, NJ 07463-1360 |
| Document Number | 0000057272 |
| Book / Page | 5878 / 286 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202657272 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000057272, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 5878/286 |
| Instrument | 202657272 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 114 CRESCENT AVE, WALDWICK, NJ 07463-1360 |
| Document Number | 0000057271 |
| Book / Page | 5878 / 281 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202657271 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | BOND FINANCING TITLE AGENCY LLC, TITLE BOND AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 CRESCENT AVE, WALDWICK, NJ 07463-1360 |
| Document Number | 0000057272, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202657272 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,700 (-) Land $276,900 Building $196,800 | $473,700 (-) Land $276,900 Building $196,800 | |
| 2025 | $10,871.00 (+3.65%) Senior Citizen's exemption | $473,700 (+25.48%) Land $276,900 Building $196,800 | $473,700 (+25.48%) Land $276,900 Building $196,800 |
| 2024 | $10,488.00 (-2.45%) | ||
| 2023 | $377,500 Land $236,000 Building $141,500 | $377,500 Land $236,000 Building $141,500 | |
| 2022 | $10,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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