Scott County property record for 114 Copperfield Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1991 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,500 (Jan 2023) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-199.000 |
| Primary APN | 140-20-199.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 8,750 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 COPPERFIELD LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Phase | 3 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40207 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7886 EVENING WHISPER WAY, CINCINNATI, OH 45244-1100 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Sep 1, 2022 | Deed of Trust, Mortgage NORMAND G DESMARAIS & ETAL |
| May 12, 2022 | Warranty Deed, Transfer · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Prior Sale | May 12, 2022 · Amount on Record |
| Deed Document Number | 2023464765 |
| Deed Book / Page | 439 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 4, 2023 |
| Property Address | 114 COPPERFIELD LN, GEORGETOWN, KY 40324-1099 |
| Document Number | 00D439/306 |
| Book / Page | D439 / 306 |
| Map Reference | SL 914 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 464765 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3983 LRWIN COURT, GROVE CITY, OH 43123 |
| Name | Verified Name |
|---|---|
| Address | 7886 EVENING WHISPER WAY, CINCINNATI, OH 45244-1100 |
| Document Number | 0000464767 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 464767 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 COPPERFIELD LN, GEORGETOWN, KY 40324-1099 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 114 COPPERFIELD LN, GEORGETOWN, KY 40324-1099 |
| Document Number | 0M1708/657 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | M1708/657 |
| Instrument | 458627 |
| Name | NORMAND G DESMARAIS & ETAL |
|---|---|
| Type | Private Party |
| Address | 215 GARRARD ST, COVINGTON, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 12, 2022 |
| Property Address | 114 COPPERFIELD LN, GEORGETOWN, KY 40324-1099 |
| Document Number | 00D433/492 |
| Book / Page | D433 / 492 |
| Instrument Date | May 3, 2022 |
| Instrument | 454355 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 W SHOWALTER DR, 255, GEORGETOWN, KY 40324-2160 |
| Name | Verified Name |
|---|---|
| Address | 114 COPPER ELD LN, GEORGETOWN, KY 40324 |
| Document Number | 0000454354 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 454354 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,500 (-) | $229,500 (-) | |
| 2025 | $2,044.00 (-0.87%) | $229,500 (+0.88%) | $229,500 (+0.88%) |
| 2023 | $2,062.00 (+47.29%) | $227,500 (+40.95%) Land $40,000 Building $187,500 | $227,500 (+40.95%) Land $40,000 Building $187,500 |
| 2022 | $1,400.00 | $161,400 Land $35,000 Building $126,400 | $161,400 Land $35,000 Building $126,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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