114 Cooper St, Sonoma, CA 95476 Property Records

Sonoma County property record for 114 Cooper St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,906 sqft · built 1999
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Oct 2016)
Tax Bill	$14,138 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`128-590-027-000`

Property Details

APN / Parcel Number

Primary APN	`128-590-027-000`
Alternative APN	`128-590-027`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,900 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	128-590-027
Street Address	114 COOPER ST
City	SONOMA
State	CA
Zip	95476-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99 FM 128-221-002 ST FRANCIS PLACE LOT 27
Legal Subdivision	ST FRANCIS
Legal Block	1
Legal Lot Number	27
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	1
Census Block	1014
Census Tract	150203

Owner

114 Cooper St is owned and occupied by two individuals who bought it in October 2016.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 COOPER ST, SONOMA, CA 95476-7536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Feb 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PEOPLES HM EQUITY
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Nov 24, 2014 · Amount on File
Deed Document Number	201697653
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 COOPER ST, SONOMA, CA 95476-7536

Mortgage

Document Number	0000048971
Date	Oct 19, 2023
Instrument	2023048971

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027197
Date	Apr 25, 2019
Instrument	2019027197

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 COOPER ST, SONOMA, CA 95476-7536

Mortgage

Document Number	0000014870
Date	Feb 8, 2021
Instrument	2021014870

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Document Number	0000027119
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 COOPER ST SONOMA CA 954767536, SONOMA, CA 95476-7536

Mortgage

Document Number	0000027119
Date	Apr 10, 2020
Instrument	27119

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 21, 2018
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Instrument Date	Feb 5, 2018
Instrument	11631
Transaction Type	Construction Loan
Record Updated	Mar 7, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 COOPER ST SONOMA CA 954767536, SONOMA, CA 95476-7536

Mortgage

Document Number	0000011631
Date	Feb 21, 2018
Instrument	11631

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 20, 2019

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	114 COOPER ST, SONOMA, CA 95476-7536
Document Number	0000024182
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 COOPER ST SONOMA CA 954767536, SONOMA, CA 95476-7536

Mortgage

Document Number	0000024182
Date	Mar 28, 2017
Instrument	24182

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 114 Cooper St was $14,138.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,142,357 (+2%) Land $455,759 Building $686,598
2025	$14,138.00	$1,119,959 Land $446,823 Building $673,136
2023	$13,456.00 (+0.86%)	$1,076,472 Land $429,473 Building $646,999
2022	$13,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 114 Cooper St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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