114 Conant St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 114 Conant St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,282 sqft · built 1925
Lot Size	0.447 acres (19,452 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2025)
Tax Bill	$4,174 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:2 L:24`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:2 L:24`
Alternative APN	`M:Q-19 B:0010 L:0024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,964 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,452 sqft (0.447 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	114 CONANT ST
City	GARDNER
State	MA
Zip	01440-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2013
Census Tract	707100

Owner

114 Conant St is owned and occupied by an individual who bought it in November 2025.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	114 CONANT ST, GARDNER, MA 01440-3116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Nov 5, 2025 · Amount on File
Deed Book / Page	72788 / 1
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	072787-396
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 5, 2025
Property Address	114 CONANT ST, GARDNER, MA 01440-3116
Document Number	00072788-1
Book / Page	72788 / 1
Instrument Date	Oct 31, 2025
Instrument	96680
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CONANT ST, GARDNER, MA 01440-3116

Mortgage

Document Number	0000096681
Date	Nov 5, 2025
Instrument	96681

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 5, 2025
Property Address	114 CONANT ST, GARDNER, MA 01440-3116
Document Number	072787-396
Book / Page	72787 / 396
Instrument Date	Oct 23, 2025
Instrument	96679
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CONANT ST, GARDNER, MA 01440-3116

Tax Assessment & Valuation

The 2026 property tax bill for 114 Conant St was $4,174, down 1% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,174.00 (-1.04%)	$303,100 (+3.2%) Land $81,600 Building $221,500	$330,326 (+0.29%)
2025	$4,218.00 (-0.42%)	$293,700 (+3.93%) Land $74,300 Building $219,400	$329,365
2024	$4,236.00	$282,600 Land $67,500 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Conant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Conant St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Conant St

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