114 College St, Upton, KY 42784 Property Records

Hardin County property record for 114 College St, Upton, KY 42784

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,032 sqft · built 1958
Lot Size0.275 acres (11,979 sqft)
OwnerCompany Name on Record
Last Sale$52,500 (Sep 2019)
Tax Bill$805 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN196-30-00-035

Property Details

APN / Parcel Number

Primary APN196-30-00-035

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,032 sqft Living Area
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,979 sqft (0.275 acres)
Garage TypeCarport
Garage Area144 sqft
CarportCarport
Carport Area144 sqft
Parking Spaces1 Parking Space
Patio Area12 sqft

Location & Zoning

Street Address114 COLLEGE ST
CityUPTON
StateKY
Zip42784-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOLLEGE STREET
JurisdictionHARDIN KY
Township / Civil DivisionSONORA
Census Block Group2
Census Block2031
Census Tract1602

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12050 S DIXIE HWY, SONORA, KY 42776-9739
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Commercial Mortgage
LINCOLN NATIONAL BANK
Sep 6, 2019Deed, Transfer · Stand-Alone First Mortgage
LIMESTONE BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2019 · Amount on Record
Deed SaleSep 6, 2019 · Amount on Record
Prior SaleOct 24, 2005 · Amount on Record
Deed Document Number201911900
Deed Book / Page1478 / 659
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address114 COLLEGE ST, UPTON, KY 42784-9707
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12050 S DIXIE HWY, SONORA, KY 42776-9739

Mortgage

Document Number2353/10
DateDec 23, 2020
Book Page2353/10
Lender
NameLINCOLN NATIONAL BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueDec 16, 2045
Interest
Rate TypeAdjustable Rate

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateSep 6, 2019
Property Address114 COLLEGE ST, UPTON, KY 42784-9707
Document Number1478/659
Book / Page1478 / 659
Instrument DateSep 6, 2019
Instrument20190-00011900
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12050 S DIXIE HWY, SONORA, KY 42776-9739

Mortgage

Document Number19000011900
DateSep 6, 2019
Instrument190-00011900
Lender
NameLIMESTONE BANK INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number1478/659
DateSep 6, 2019
Book Page1478/659
Instrument20190-00011900
Lender
NameLIMESTONE BANK INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2039

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityUpton City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$805.00 (+0.75%)$63,900 (-) Land $6,800 Building $57,100$63,900 (-) Land $6,800 Building $57,100
2023$63,900 Land $6,800 Building $57,100$63,900 Land $6,800 Building $57,100
2021$799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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