114 Clement St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 114 Clement St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1971
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2022)
Tax Bill	$3,792 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02855 P:0019`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02855 P:0019`
Alternative APN	`28550019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,013 sqft (0.161 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	28550019
Street Address	114 CLEMENT ST
City	SPRINGFIELD
State	MA
Zip	01118-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4007
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage U S A HSNG & URBAN DE
Apr 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE CO
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 3, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	202268325
Deed Book / Page	24811 / 312
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026256-431
Date	Mar 18, 2026
Book Page	26256/431
Instrument	11457

Lender

Name	U S A HSNG & URBAN DE

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025389-190
Date	Apr 22, 2024
Book Page	25389/190
Instrument	16665

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 18, 2022
Property Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Document Number	024811-312
Book / Page	24811 / 312
Instrument Date	Nov 18, 2022
Instrument	68325
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 PINECREST DR, SPRINGFIELD, MA 01118-1739

Mortgage

Document Number	0000068326
Date	Nov 18, 2022
Instrument	68326

Lender

Name	NORTHERN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23806-274
Date	Apr 6, 2021
Book Page	23806/274
Instrument	22977

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 3, 2018
Property Address	114 CLEMENT ST, SPRINGFIELD, MA 01118-1512
Document Number	22158-275
Book / Page	022158 / 000275
Instrument Date	Apr 27, 2018
Instrument	24027
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MANCHONIS RD WILBRAHAM MA 010951140, WILBRAHAM, MA 01095-1140

Mortgage

Document Number	22158-277
Date	May 3, 2018
Book Page	022158/000277
Instrument	24028

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,792.00 (+20.84%)	$245,300 (+22.59%) Land $37,300 Building $208,000	$260,461 (-0.88%)
2025	$3,138.00 (-5.77%)	$200,100 (+2.46%) Land $38,400 Building $161,700	$262,770 (+4.26%)
2024			$252,035
2023	$3,330.00	$195,300 Land $39,900 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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