114 Circle Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 114 Circle Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,191 sqft · built 1980
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on Record
Last Sale	$202,000 (Nov 2022)
Tax Bill	$1,624 (2026)
Deeds & Mortgages	Nov 2022 Sale Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14099B02400`

Property Details

APN / Parcel Number

Primary APN	`14099B02400`
Alternative APN	`180470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,191 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	31,363 sqft (0.72 acres)
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 CIRCLE DR
City	MOUNT HOLLY
State	NC
Zip	28120-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGEVIEW PARK L 15-16 14 099B 024 00 000
Legal Subdivision	RIDGEVIEW PARK
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1004
Census Tract	31004

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7472 WATERSIDE LOOP RD, DENVER, NC 28037-7593
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer KEYSTONE TITLE
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Book / Page	5375 / 563
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0051722388
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 1, 2022
Property Address	114 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Document Number	0053750563
Book / Page	5375 / 563
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 WATERSIDE LOOP RD, DENVER, NC 28037-7593

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	114 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050501696
Date	Jun 27, 2019
Book Page	5050/1696

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 11, 2021
Property Address	114 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Document Number	0052261798
Book / Page	5226 / 1798
Instrument Date	May 11, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CIRCLE DR, MOUNT HOLLY, NC 28120-9323

Mortgage

Document Number	0052261801
Date	May 11, 2021
Instrument	5226/1801

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Nov 12, 2020
Property Address	114 CIRCLE DR, MOUNT HOLLY, NC 28120-9323
Document Number	0051722388
Book / Page	005172 / 002388
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1502 MOUNT HOLLY NC 281201502, MOUNT HOLLY, NC 28120-1502

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,624.00	$227,460 (-) Land $20,700 Building $206,760
2025	$1,624.00 (+2.78%)	$227,460 (-) Land $20,700 Building $206,760
2023	$1,580.00	$227,460 Land $20,700 Building $206,760
2021			$134,410 Land $16,200 Building $118,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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