114 Chester Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 114 Chester Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,514 sqft · built 1863
Lot Size	0.158 acres (6,888 sqft)
Owner	Individual Name on Record
Tax Bill	$9,625 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-01045788`

Property Details

APN / Parcel Number

Primary APN	`06-000-01045788`
Alternative APNs	`6-000-01045788` `00001045788`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,514 sqft Living Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,888 sqft (0.158 acres)

Exterior Amenities

Pool Area	615 sqft
Porch	Open Porch
Porch Area	242 sqft
Patio Area	583 sqft
Bath House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001045788
Street Address	114 CHESTER AVE
City	ANNAPOLIS
State	MD
Zip	21403-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT EASTPORT
Legal Subdivision	EASTPORT
Legal Block	3
Legal Lot Number	114
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3021
Census Tract	706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 CHESTER AVE, ANNAPOLIS, MD 21403-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2008
Deed Sale	Mar 31, 2008
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	20082731
Deed Book / Page	20020 / 79
Prior Transfer Date	Mar 19, 2007
Prior Transfer Doc	0200200079
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 CHESTER AVE, ANNAPOLIS, MD 21403-3312
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BRENNAN TITLE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0306760028
Date	Feb 27, 2017
Book Page	30676/028
Instrument	30676-028

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 CHESTER AVE, ANNAPOLIS, MD 21403-3312
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381080407
Date	Dec 22, 2021
Book Page	38108/407

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,900 (+10.91%) Land $704,500 Building $163,400	$867,900 (-) Land $704,500 Building $163,400
2025	$9,625.00 (+6.83%) Homeowner's exemption	$782,533 (+27.91%)	$867,900 (+41.86%) Land $704,500 Building $163,400
2024	$9,010.00 (+7.01%)
2023	$8,420.00 Homeowner's exemption	$611,800 Land $519,400 Building $92,400	$611,800 Land $519,400 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured incl. 91 condo units
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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